What's the use of social insurance payment?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

First, the use of social security.

1, paying social insurance will have many benefits, because this thing is stuck in many places now. For example, you can only buy a house with a provident fund loan after paying the provident fund for one year.

2. If you pay social insurance, you can apply for a social security card, and then you can go to the hospital for reimbursement if you get sick.

3. In some places, paying social insurance is also related to settling down, and you must pay a certain number of years to settle down.

If you are a woman, you must pay for more than one year to get maternity insurance.

5. You can also receive unemployment insurance after paying a certain number of years.

6. Since most of the current jobs are contract-based, old-age insurance is also a great guarantee for your future life, so that you can rely on it.

Second, the meaning of social insurance

Social insurance refers to a non-profit social security system with the function of income redistribution. It is a system that forces most members of society to participate in order to prevent and share social risks such as old age, unemployment, illness and death and realize social security. It is the most important part of the social security system.

Third, the classification of social security.

Social security includes five insurances and one gold: endowment insurance, medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and housing accumulation fund.

Pay endowment insurance 15 years before you can enjoy endowment insurance benefits. As for how much you can get, you should calculate it according to the local salary.

1, medical insurance: hospitalization expenses can be reimbursed as long as medical insurance is paid.

2. Work-related injury insurance: During the contract period, the enterprise can bear the corresponding responsibilities if the workers suffer accidental injuries in the course of work due to work reasons.

3. Unemployment insurance: After paying unemployment insurance for more than one year, the files are returned to the street. You can enjoy unemployment insurance benefits in the street.

4. Maternity insurance: Maternity-related expenses can be reimbursed, including maternity allowance, maternity medical expenses, family planning surgery medical expenses and other maternity-related expenses stipulated by the state and this Municipality. Maternity leave or something. Men have 10 day nursing leave, etc.

5. Housing accumulation fund: when buying a house, renting a house or decorating. When building, renovating or overhauling self-occupied housing, the amount in the provident fund account can be withdrawn.