Who will bear the social security during the work-related injury?

Industrial injury insurance is paid by the company, and individuals do not have to pay it. The employer shall pay the work-related injury insurance premium according to the total wages of its employees and the rate determined by the social insurance agency. Industrial injury insurance refers to a social insurance system in which workers are injured at work or under specified special circumstances and temporarily or permanently lose their ability to work. When they die, workers or their survivors get material help from the state and society.

What if the unit doesn't pay the work-related injury insurance premium?

1, according to the law, the work-related injury insurance premium that the unit should pay "the amount of work-related injury insurance premium paid by the employer is the product of the total wages of the employees of the unit multiplied by the unit payment rate". The so-called "total wages" refers to the total amount of labor remuneration paid directly by the employer to all employees of the unit. That is, the unit should pay according to the actual wages of all employees.

2. If the unit fails to pay the work-related injury insurance premium according to the actual total wages, it should be illegal and should bear the corresponding legal consequences. First, the labor department can punish the unit; The second is that the insurance benefits of employees with work-related injuries are reduced, and employees can ask the unit to compensate for the difference.

3. When calculating the treatment loss caused by the illegal behavior of your unit, whether it is calculated according to your actual salary depends on whether your actual salary exceeds 3 times of the average salary of employees in your town. If it exceeds, it can only be calculated by 3 times. If not, it will be calculated according to your actual salary. If the average salary in your city is 800 yuan, then your salary is more than three times that of 800, so you can only calculate 2400 yuan. If the local average wage is 1000 yuan, then three times is 3000 yuan. If your salary does not exceed, it will be calculated according to your actual salary.

4. If the unit is required to compensate for the difference loss, it shall file a labor arbitration within 60 days after knowing that its rights have been infringed.

To sum up, industrial injury insurance is a kind of social security. After the general laborer establishes labor relations with the employer, the laborer shall purchase work-related injury insurance in accordance with state regulations, and the expenses shall be borne by the employer. Therefore, even if the unit and employees agree to have a probation period, they should start to buy work-related injury insurance for employees during the probation period, otherwise, in the event of a work-related injury accident, the compensation fee can only be borne by the employer.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.

Article 34

The state determines the different rates of different industries according to the degree of industrial injury risk, and determines the rate grades of different industries according to the use of industrial injury insurance funds and the incidence of industrial injuries. Industry differential rates and intra-industry rates shall be formulated by the administrative department of social insurance of the State Council, and promulgated and implemented after being approved by the State Council.

Social insurance agencies shall determine the employer's payment rate according to the employer's use of work-related injury insurance funds, the incidence of work-related injuries and the level of industry rates.