Nantong Five Insurance and One Gold Payment Standard

Nantong five insurance and one gold payment standard:

1, and the endowment insurance unit pays 20%; Individual 8%;

2, medical units pay 8%; 2% for individuals;

3, unemployed units pay 2%; Individual1%;

4. Maternity units pay 0.8%; Individuals do not have to pay fees;

5, inductrial injury unit to pay 0.8%; Individuals don't have to pay.

6. Provident fund: the company pays 5- 12% and the individual pays 5- 12%.

Five insurances and one gold include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and housing accumulation fund:

1. Old-age insurance is a social insurance system established by the state according to relevant laws and regulations to ensure that workers reach the working age limit stipulated by the state, terminate their labor obligations or quit their jobs because of old age;

2. Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth;

3. Unemployment insurance is enforced by the state through legislation, which is a system in which the society sets up funds to provide material assistance to workers whose livelihood is temporarily suspended due to unemployment;

4. Work-related injury insurance is a social security system that the state or society provides medical care, living security, economic compensation, medical treatment and vocational rehabilitation to workers and their families who suffer from accidents and occupational diseases in production and work;

5. Maternity insurance refers to a social insurance system in which the state and society provide medical services, maternity allowance and maternity leave when pregnant and pregnant female workers temporarily stop working, and the state or society provides necessary economic compensation and medical care for maternity workers;

6, housing provident fund, state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees paid long-term housing savings.

legal ground

People's Republic of China (PRC) insurance law

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees.

Article 44 Employees shall participate in unemployment insurance, and employers and employees shall jointly pay unemployment insurance premiums in accordance with state regulations.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Article 33 Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium.