What are the five risks of Chongqing Rongchang?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

The so-called five insurances refer to five social insurances, namely, endowment insurance, medical insurance, industrial injury insurance, maternity insurance and unemployment insurance. These five risks are the same all over the country. The social security purchased by the unit for employees is these five insurances. Among these five risks, endowment insurance is the main risk, and others are additional risks. You must buy the main insurance before you can buy the additional insurance, and there are strict rules for the insured. Individuals who pay social security can only buy endowment insurance and medical insurance. Work injury insurance, maternity insurance and unemployment insurance cannot be bought. Because if an individual is injured, it is difficult to define whether you are injured or not, and the unit is easy to define; If individuals buy maternity insurance, then gay men will not buy it, and it will be difficult for insurance companies to pay; Individuals buy unemployment insurance, it is difficult to define whether you are unemployed, and it is easy for the unit. Social security is welfare insurance sponsored by the state. Its principle is to have the ability to pay at any time. Even if he loses money, the government will support him to pay. At present, the charging principle of social security is: main insurance: 20% of the monthly salary is paid by the employer and 8% by the individual, with few additional risks. As for the salary, it varies from place to place and from person to person because the salary is different. If individuals pay here, the pension insurance and medical insurance should be paid by 300 yuan and the company every month, and 400 yuan and Chongqing should be similar.