How does social security handle serious illness medical insurance?

After the seriously ill patients are hospitalized, they must send the medical certificate, my basic medical insurance diagnosis and treatment manual and other materials to the medical insurance department of the hospital where they live for registration and verification, so as not to affect the reimbursement of hospitalization medical expenses.

First, declare and register.

The applicant brings the original and photocopy of his/her ID card to the business hall of the insurance company, selects the medical insurance products suitable for him/her, and then fills in the insurance application form.

Second, choose the payment method.

You can choose one-time payment, annual payment and monthly payment.

Third, apply for or submit a current bank card for later payment of premiums or collection of insurance benefits.

Fourth, read and sign the insurance contract.

The applicant carefully reads the terms of the contract for critical illness medical insurance and signs it after confirming that there is no objection.

Fifth, pay the premium.

After signing the insurance contract, the insured must pay the first premium, and if it is paid annually, the corresponding premium will be paid every year.

A serious illness that does not belong to medical insurance coverage.

1, seeing a doctor in a non-designated hospital without approval (except for emergency rescue);

2. Suffering from occupational diseases, work-related injuries or recurrence of old injuries;

3. Injuries caused by traffic accidents;

4. Injuries caused by my illegal acts;

5. Food poisoning caused by accidents;

6. receiving treatment for suicide;

7. Injuries caused by medical accidents;

8, according to the provisions of the state and the city should take care of medical expenses.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 28 of the Social Insurance Law.

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.