How much does endowment insurance pay a year?

How much premium should be paid for endowment insurance in a year depends on the specific situation.

If it is social security pension insurance, under normal circumstances, the premium of employee pension insurance is paid monthly, and the individual contribution ratio is around 8%; Endowment insurance for urban and rural residents is paid annually, and the payment standard is divided into 12 files. The payment grade of statutory old-age insurance is 100 yuan, and there are five payment grades in 200 yuan, 300 yuan, 400 yuan and 500 yuan. Each region can set higher and more payment grades on the basis of these five payment grades. The endowment insurance for flexible employees is also paid on a monthly basis, and individuals bear about 20% of the contribution ratio.

Note that the payment regulations of endowment insurance are different in each region, and the regulations of the local social security bureau shall prevail. There are still some precautions about the payment of social security and old-age insurance. I suggest you also make it clear: what should I do if I retire and haven't paid the social security deadline?

If you are asking about commercial endowment insurance, the premium should be calculated according to the product rate, the gender and age of the insured, the payment period and the product insurance amount. The premium of different products is different, even if the same product is bought by different people, the premium is very different.

Compared with social security old-age insurance, commercial old-age insurance is more flexible in terms of payment methods, time limit, age and collection methods. The insured can choose a suitable commercial old-age insurance according to their own economic conditions and actual situation, so as to better plan their own old-age insurance. Why buy commercial endowment insurance when there is social security endowment insurance? This article explains: Do you want to buy commercial old-age insurance if you have social security pension? How to buy?

Due to the flexibility of commercial pension insurance and the diversity of products in the market, if you plan to apply for commercial pension insurance, you must choose the appropriate products according to your actual pension planning needs and economic conditions. Before applying for insurance, you should carefully read the terms and conditions, and understand the protection content, claim conditions, and collection conditions. And then calculate the income according to the known conditions, and then judge whether the product is suitable for your own purchase. We can also compare different products, so that we can find a more suitable product: the top ten commercial pension insurance markets with cost performance!

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