Do couples in Hangzhou need social security when buying a house?

Buying a house in Hangzhou requires social security for one year and meets the conditions of provident fund loans. Conditions for applying for mortgage: China citizens with fixed residence, permanent residence or valid residence certificate at the place where the loan bank is located, under the age of 65 (inclusive), with full capacity for civil conduct; Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule; Have a good credit record and willingness to repay, and no bad credit record; Being able to provide legal, effective and reliable guarantees recognized by the bank; There is a clear purpose of the loan, and the purpose of the loan conforms to the relevant provisions; Open a personal settlement account in a bank; Other conditions stipulated by the bank. Materials to be prepared for the loan business of house buyers: 1. Provident fund loan: (1) proof of identity of the lender and spouse, and proof of marriage relationship with the borrower; (2) Borrower's (husband and wife's) bank card; (3) Purchase contract or agreement. 2. Portfolio loan: (1) borrower (husband and wife) bank card; (2) the borrower and the borrower's professional income certificate; (3) Purchase contract or agreement. 3. Commercial loan: (1) the borrower and the borrower's professional income certificate; (2) Purchase contract or agreement. Do you need social security to buy a house in Hangzhou? I have answered this question for many people, and I hope I can help you.

Legal objectivity:

The Notice on Further Adjusting Restrictions on House Purchase stipulates that non-local registered families (those who have paid personal income tax or social insurance for more than two years in the first three years from the date of purchase, may not buy houses).