Job Recruitment Website - Social security inquiry - Is there any subsidy for the death of employees who pay social security due to illness?

Is there any subsidy for the death of employees who pay social security due to illness?

Yes To participate in social insurance, you can enjoy insurance benefits in accordance with the provisions of social insurance, and you can also enjoy certain statutory benefits after your death. If the enterprise insured person does not meet the requirements for receiving the basic pension on a monthly basis and dies due to illness or non-work-related death (collectively referred to as on-the-job death), the balance in his personal account can be fully inherited according to law, and his survivors can receive funeral subsidies and pensions. Please consult the social security agency of the insured place for the specific handling process.

How to compensate the social security person after his death?

After the death of social security personnel, the compensation is as follows:

1, funeral allowance, burial is the first priority of the insured. In order to reduce the burden of family burial of the insured, the state has set a funeral subsidy, and the specific standards are unified throughout the country, which is twice the monthly per capita disposable income of the provinces and towns where the insured died last year;

2. One-time pension. If the insured employee dies due to illness but not work-related, the pension that his family members can receive is a one-time payment. Survivors' pensions for workers with work-related injuries are paid on a monthly basis, with great differences. The one-time pension for the death of an employee due to illness or non-work-related death shall be comprehensively determined according to the payment period of the insured and the time of receiving the pension;

3. Personal account balance of endowment insurance. If the insured person dies and there is a balance in the personal account of endowment insurance, the corresponding balance shall be inherited by the heir; 4. Personal account of medical insurance. After the death of the insured, the corresponding personal account balance of medical insurance can be inherited.

As can be seen from the above, employees who pay social security have subsidies for illness and death, and their families can enjoy funeral subsidies and one-time pensions after employees who pay basic old-age insurance for enterprise employees die.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.