I started to buy social security at the age of 49. How to buy?

Men can buy social insurance at the age of 49, and male workers can retire at the legal age of 55 after six years of payment. However, you have to pay 9 years old-age insurance to get a pension;

Female employees reach the legal retirement age at the age of 50, and they can retire at the age of 50 1 year. But you have to pay 14 years of old-age insurance to get a pension;

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The customer is 49 years old and started to buy social security.

1, go to the local social security bureau. If you are a freelancer, you usually live in the place where your hukou is located. You can go directly to the local social security bureau to buy employee social security.

2. Find a social security payment institution to pay. If you work and live in a foreign country, not an office worker, and want to pay social security, you can also find a social security payment agency to buy social security online. However, before looking, you should know that you need to pay a certain fee to find a remittance agency.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

It is necessary to decide whether to buy employee social security or resident social security according to the actual situation. 49 years old is a young age with great family responsibilities. If she is a woman, she should buy social security for residents, because social security for residents can be paid in one lump sum when they reach the legal retirement age. If you are a man with good economic conditions, you can buy employee social security yourself. Even if you haven't paid enough 15 years by the statutory retirement age, you can continue to pay for another 4 years to receive a pension. I started to buy social security at the age of 49. Only after I have paid 15 years, can I get the pension at the retirement age according to the regulations, which can ensure a stable source of income in my later years after retirement. If you don't buy social security, you may need your children to pay for living expenses in your later years, which will increase your economic burden. You know, the life pressure of the young people you choose will be even greater, and with the pressure from parents, life will be even more sad. Therefore, in order to have insurance for my future life, it is necessary for me to buy social security at the age of 49 this year, and I must buy it if I can.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.