Can medical insurance still be used after payment is stopped?

Legal analysis: 1. The medical insurance card has stopped, but the money in the personal account of the medical insurance card can still be used, which can only be used to buy medicine and see a doctor at the outpatient clinic. If you are hospitalized, you can't enjoy medical insurance reimbursement, and you have to pay for it at your own expense.

2. Medical insurance has a buffer period of 3 months from the date of suspension. Over this period, the payment period is recalculated, which is also regarded as the interruption of insurance. If you re-apply for insurance after the interruption, you need to pay for 6 months in a row before you can enjoy medical insurance benefits again. In addition, medical insurance can generally be interrupted three times, otherwise the payment period will be accumulated again.

Legal basis: Article 23 of the full text of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.