Social security payment scam for flexible employees

Social security payment scam for flexible employees, the matters needing attention are as follows:

1, "More pains, more gains" is not suitable for everyone.

The principle of pension collection is "pay more, pay more for a long time". In other words, different grades and different time will lead to different pensions in the future. The higher the level, the longer the payment time, and the more corresponding.

But for freelancers with low incomes, how can they overpay? Therefore, the strategy of "pay more, get more, and pay how long" should be based on your own actual situation and should not be blindly followed. Of course, if the income is high and stable, you can choose a higher grade.

2, social security subsidies can be taken.

In order to alleviate the pressure of flexible employees and those with employment difficulties, China has implemented the social security subsidy policy. For people with employment difficulties, they are allowed to apply for social security subsidies for flexible employees, and some subsidies are paid by individuals.

For example, the 4050 social security subsidy policy, 4050 refers to women over 40 and men over 50 who are laid off and unemployed. All flexible employees who have no social insurance protection at this age can apply for the national 4050 social security subsidy.

Therefore, flexible employees must pay attention to the relevant news of the insured place. If there is a subsidy and you still meet the requirements, you must apply. After successful application, you can get 3-5 years.

3. Pay attention to the retirement time.

Flexible personnel, especially female freelancers, should know the retirement age and regulations of their insured places when purchasing social security.

At present, the legal retirement age in China is 60 for men, 50 for women and 55 for female cadres. The retirement age of men with flexible employment is the same as the legal retirement age of employees, both of which are 60 years old, while women with flexible employment are different. Women with flexible employment generally retire at the age of 55, and in some areas it is 50.

legal ground

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.