What is the difference between a social security card with and without CUP?

The main difference between a social security card with CUP and without CUP is the financial function.

Social security cards with the UnionPay logo have financial functions and can be used as bank cards with financial functions such as cash deposit and withdrawal, transfer and consumption. Social security cards without the UnionPay logo do not have financial functions and cannot be used as bank cards, but can only be used in designated hospitals or pharmacies and other medical institutions.

Additionally, social security cards with the UnionPay logo can also be used to collect social security benefits such as pensions and unemployment insurance through the card's financial account, whereas social security cards without the UnionPay logo can't collect these benefits directly.

So, if you need to use the financial function of the social security card or use the card at designated medical institutions, you can choose the social security card with the UnionPay logo; if you only need to use the basic functions of the social security card, you can choose the social security card without the UnionPay logo. When using a social security card with the UnionPay logo, you need to activate its financial functions and set a password to ensure account security.

The conditions for applying for a social security card are as follows:

1. People with household registration in the city who are under 50 years old for women and under 60 years old for men.

2. The insured person has already gone through the procedure of continuing to make contributions to the pension insurance.

3. Applications for social security cards are usually accepted from the 1st to the 24th of each month.

4. Participants who receive monthly basic pension insurance benefits in the city can apply for it.

In summary, the specific conditions for processing may vary depending on the region and policy, so it is recommended that you consult your local social security card service station or relevant organizations before processing.

Legal basis:

Labor Law of the People's Republic of China

Article 73

Laborers are entitled to social insurance benefits in accordance with the law in the following circumstances:

(1) Retirement;

(2) Sickness, injury;

(3) Disability at work or occupational disease;

(iv) unemployment;

(v) childbirth.

When a worker dies, his/her survivors shall be entitled to survivors' benefits in accordance with the law.

The conditions and standards under which laborers are entitled to social insurance benefits are prescribed by laws and regulations. The social insurance benefits enjoyed by workers must be paid in full and on time.