What is the minimum payment base of Beijing endowment insurance?

The minimum payment base of endowment insurance in Beijing is 3939 yuan per month.

According to the national and local regulations, the payment base of endowment insurance is the basis for the insured to pay, and it is also an important basis for calculating the payment of endowment insurance, the accumulated payment of individual accounts and the pension benefits. The determination of the payment base of endowment insurance is generally formulated by the local social insurance department according to the relevant provisions of the state and local governments, and is constantly adjusting and changing. It should be reminded that the insured should pay social security fees according to regulations when paying fees to ensure their social security rights and interests.

The methods for extracting individual accounts of endowment insurance are as follows:

1. Receive on time: When employees reach the statutory retirement age or other prescribed conditions, they can apply to the local social security department for receiving pension insurance benefits. When receiving pension insurance benefits, the pension in the personal account is automatically included in the benefits and is not extracted;

2. Withdrawal before retirement: If employees need to use the pension part in their personal accounts of pension insurance before retirement, they can apply to the local social security department for withdrawal, and provide relevant supporting materials, such as ID card, work permit and application form. After examination, the pension part in the personal account of endowment insurance can be extracted;

3. Withdrawal under special circumstances: In some special circumstances, employees can also apply to the local social security department for withdrawal, such as suffering from major diseases and particularly serious natural disasters. After examination, they can withdraw the pension from the personal account of the old-age insurance. It should be noted that the specific standards and procedures for receiving pensions may be different in different regions and under different circumstances.

To sum up, the pension part in the personal account of pension insurance can only be used for specific purposes, such as buying commercial pension insurance and housing. , the specific use should be implemented in accordance with national and local regulations. Employees should understand and abide by the relevant regulations when receiving pensions.

Legal basis:

Article 14 of the Social Insurance Law of People's Republic of China (PRC)

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 15

The basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.