How much can I get by paying social security for 30 years?

The collection of pension is not only related to the payment period, but also closely related to the average social wage, the selected payment base and retirement age.

If the local average monthly salary is 4,500, the average monthly salary last year was 9,000; The insured retires at the age of 60 and the payment period is 30 years. At the time of retirement, the balance of personal account is 654.38+10,000 yuan.

Then the basic pension that can be received after retirement is about 2025 yuan, and the personal account pension is about 7 19 yuan, which means that the insured person can receive a monthly pension of about 2744 yuan.

The pension you can receive after retirement is mainly divided into two parts, one is the basic pension, and the other is the personal account pension:

Basic pension = local average social wage in the previous year (1+ my average contribution index) /2* years of contribution * 1%.

Social security can only pay endowment insurance and medical insurance by itself, and it bears all the expenses by itself. The payment base of social security self-payment will vary according to different local subsidies. Usually, the self-payment ratio of endowment insurance is 20%, and the self-payment ratio of medical insurance is 8%. If you pay social security yourself according to the lowest payment grade, it will cost several hundred yuan to several thousand yuan per month, and several thousand yuan per month according to the higher payment grade.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to enjoy the fruits of development and promoting social harmony and stability.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.