Is the social security card a first-class card or a second-class card?

Social security card is neither a first-class bank card nor a second-class bank card.

Social security card is a special account, which does not belong to the traditional classification of bank cards. It has all the functions of a first-class account, and cardholders can handle financial services such as deposit and withdrawal, consumption, transfer, payment and purchase of investment and wealth management products through social security cards. Social security cards are divided into social security (individual) cards for urban employees, unemployed people and retirees and social security (employer) cards for employers. Social security card is different from medical insurance card. Social security cards include basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and other social security functions, and medical insurance cards are limited to medical insurance functions.

Importance of social security card:

1. Social security card is a policy financial tool, which integrates social insurance, medical security, public services and other functions.

2. Social security card has played an important role in improving the efficiency and security of social security fund management;

3. Cardholders can enjoy convenient social security services through social security cards, such as medical settlement and social security inquiry;

4. The social security card can also be used as an identity authentication tool for the identity authentication of various government service platforms;

5. The popularization and use of social security cards will help to promote the informatization construction of social security and improve the service level to the public.

To sum up, social security card is a special account with multiple financial functions, integrating social insurance, medical security and other services, and plays an important role in improving management efficiency and security, providing convenient services, identity authentication and promoting information construction.

Legal basis:

Measures of the People's Republic of China on the Administration of Social Security Cards

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The term "social security card" as mentioned in these Measures refers to an integrated circuit card issued to the public and mainly used for government social management and public services in the fields of human resources and social security. The social security card is the electronic certificate for cardholders to enjoy social security and public employment services. It has the basic functions of information recording, information inquiry and business handling.