The company pays social security, should I pay it? I am 2 1 year old this year, so I am very confused.

What are the benefits of paying social security?

1. Old-age insurance: You have paid social security for at least 15 years, but if you pay more, you can enjoy old-age treatment after retirement (male 60, female 55). At present, anyone who has bought 15 years of social security can enjoy local retirement benefits when he retires.

2. Medical insurance: If you buy medical insurance, you can enjoy outpatient reimbursement and hospitalization benefits. Although both enterprises and individuals need to pay for medical insurance, all the medical insurance premiums paid by individuals in the current month are transferred to their own medical insurance cards or passbooks, that is, individuals do not have to pay. You can usually use the money in this account to buy medicine or pay for it. Moreover, after paying medical insurance, you don't have to worry about the high cost of illness treatment. Because of the national guarantee, the maximum reimbursement amount is 4-6 times the average salary of the whole city last year. The part suffering from serious illness exceeding the maximum payment limit can be paid according to 90%-95% of Medicaid for serious illness, and the maximum payment can be 6.5438+0.5 million yuan (the serious illness expenses are purchased by the enterprise). After retirement, men who have paid for 30 years and women who have paid for 25 years can also enjoy medical insurance benefits without paying any more.

3. Work-related injury insurance: If you buy work-related injury insurance, your salary and income will be compensated after you temporarily or permanently lose your ability to work, which is also a medical and life care measure for workers with work-related injuries. (Work-related injury insurance is purchased by enterprises, and individuals do not have to bear the expenses. )

4. Unemployment insurance: you only need to buy it for twelve months, and you can receive unemployment insurance benefits during the unemployment period (you can enjoy unemployment benefits for one month after four years, and two months after four years; Enjoy unemployment benefits for up to 24 months in your life).

Conditions for receiving unemployment insurance benefits: (1) Involuntary unemployment within the legal working age; (two) I and the unit in accordance with the provisions to participate in unemployment insurance and continuous payment for more than one year; (3) registered unemployment; (four) have job requirements and accept employment introduction and employment guidance.

5. Maternity insurance: As long as the insured person has been insured for one year, female employees can enjoy three to six months' leave during maternity leave, as well as reimbursement of salary, prenatal examination fee, delivery fee, handling fee, hospitalization fee and medicine fee. Maternity insurance is also purchased by enterprises, and individuals do not have to bear the cost.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.