Social security payment scale

There are several levels of social security. How much is each grade?

The monthly payment standard of social insurance for the insured is divided into four grades:

Lowest grade (40%): Pension payment consists of pension, basic medical care+mutual assistance for serious illness (8.5%+ 1%) and maternity insurance, with a total payment of 548.57 yuan per month;

The first file (60%): the monthly payment amount is 692.37 yuan;

Second tranche (80%): the monthly payment is 835.97 yuan;

Third tranche (100%): the monthly payment is 979.77 yuan.

60%-300% of the average social wage is generally used as the base of social security payment. If the average wage is lower than the lower limit, it shall be calculated according to the lower limit, and if it exceeds the upper limit, it shall be calculated according to the upper limit. Due to historical and practical reasons, the average social wage is inflated, which cannot fully reflect the real situation of the average income of social groups. "

The social security payment base generally refers to the salary of the current month. The social security payment base is 60%-300% of the average social wage. For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan.

Social security is divided into units and individuals. Specific social security contributions are as follows:

Endowment insurance, units and individuals pay 20% and 8% respectively;

Medical insurance, units and individuals pay 12% and 2% respectively;

Unemployment insurance, units and individuals pay 2% and 0% respectively;

Maternity insurance units pay 0.60%, and individuals do not pay;

Work-related injury insurance units pay 2%, and individuals do not pay.

Social security payment base declaration method:

From February to May every year, the insured unit shall report the social insurance payment base of the next settlement year to the municipal social insurance fee collection management center or the district social insurance agency (hereinafter referred to as the social insurance agency) that handles the insurance registration.

The payment base declared by the insured unit shall be signed or confirmed by the insured employee himself.

If the payer fails to declare according to the regulations, the social insurance agency may temporarily determine the monthly payment base at 1 10%.

In most places, the social security payment base of urban workers is divided into three payment grades, 300%, 100, and 60%, of which 300% is the upper limit of payment, that is, if my actual monthly work exceeds 3 times the average social wage, I can only pay at most 3 times the average social wage, which is to limit the gap of pensions and also to cap it; 100% payment is suitable for most people, mainly for on-the-job personnel; 60% belongs to the lower limit of payment, mainly taking care of employees and flexible employees in some difficult enterprises. They are willing to take insurance, but it is too high and can't afford it. In other words, if the average social wage of employees is less than 60%, it will be paid according to 60%.

Social security for urban and rural residents is divided into 12 grades, with the minimum annual payment of 100 yuan and the maximum annual payment of 2,000 yuan. The main purpose is to provide everyone with a basic guarantee for the elderly.

What is the difference between different payment grades of employee social security? It is reflected in two aspects:

1, payment difference: 300%, three times of 100% and five times of 60%. To put it simply, if the monthly payment base is 5,000 yuan and the payment is 300%, the actual payment base is calculated as15,000 yuan, 100% as 5,000 yuan and 60% as 3,000 yuan.

2. Difference in treatment: The higher the payment base, the higher the personal account balance and the higher the interest income. Plus the basic pension, because the basic pension is calculated according to the average social wage plus the average payment index wage over the years, the higher the average payment base, the higher the average, the greater the proportion of the average social wage, and the more pensions you receive.