Can Hangzhou Social Security get a loan from a loan company for less than 6 months?

Social security can be loaned, but it must meet the conditions of social security loan. Social security loans are personal credit loans. Therefore, at present, social security loans cannot be handled or suspended due to poor credit information or overdue, and the loan amount is determined according to the social security deposit base. The deposit base is different, and the loan approval amount is different.

Conditions for social security loans:

1. Lender 18-65 years old;

2. Social security is paid continuously 18 months or more without interruption;

3, the monthly deposit base of more than 4000;

4. Good credit information;

5. Can provide verification telephone;

6. The maximum loan amount is 500,000.

Deposit-based machine restrictions:

The interval between 1 and 4000-6000 is 24 times of the deposit base;

More than 2.6000 yuan is 30 times of the deposit base.

Application process:

1. Go to the lending institution to consult the social security loan;

2. According to the requirements of the lending institution, prepare the application materials for social security loans, usually identity certificates, residence certificates, work certificates, income certificates and social security certificates;

3, fill in the loan application form, submit the application materials, put forward a written application for social security loans;

4 lending institutions in accordance with the relevant provisions of strict examination and approval;

5. The lending institution signs a loan contract with the borrower;

6. Lending institutions issue loans

7. The borrower repays the loan according to the contract.

Application materials:

1, proof of the identity and marital status of the borrower;

2. Proof of work income;

3. Pay social security certificate;

4. Other information required by the bank.