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How to transfer Wuhan endowment insurance to Shaanxi

Legal subjectivity:

1. Transfer Procedures for Old-age Insurance n The Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance Relationship for Employees in Urban Enterprises stipulates that the old-age insurance adopts the "double transfer" mode, and the transfer procedures are as follows: n Step 1, bring the insured's resident ID card, certificate of dissolution of labor relationship, household registration book and other relevant certification materials, and print the Basic Old-age Insurance Payment Voucher to the local social security agency; N Step 2, take all these procedures with you, fill in the transfer application form, and apply for transfer to the social security agency at the transfer place. After that, other matters need not be taken care of, and the social security department of the new and old insured places will handle the transfer. As long as it is approved, the insured will receive a notice from the social security department and complete the transfer within 45 working days. N 2, medical insurance accounts can be transferred with people n According to the Interim Measures for the Transfer and Continuation of Basic Medical Insurance Relationship for Migrant Workers issued by Ministry of Human Resources and Social Security, starting from July 1, 2065438, migrant workers can transfer their medical insurance relationship when they are employed across provinces, and their personal accounts can be transferred with them. N According to the provisions of the Interim Measures, workers can join the basic medical insurance for local urban workers when they leave their jobs in new cities. The social security agency in the new employment place informs the social security agency in the original employment place to handle the transfer formalities, and the workers no longer enjoy the basic medical insurance benefits in the towns in the original employment place. The original place of employment shall issue an insurance certificate for future reference while suspending the insurance formalities. At the same time, the balance of personal accounts is transferred through insurance agencies. This means that as long as you provide enough true information when you apply for medical insurance in your new employment place, you don't have to worry about the complete transfer of medical insurance relationship. N 3。 Work-related injury insurance and maternity insurance N belong to "current payment and current enjoyment", and there is no transfer problem. N 4, unemployment insurance transfer n "Unemployment Insurance Regulations" stipulates that the establishment of urban enterprises and institutions is transferred across the overall planning area, and if the unemployed move across the overall planning area, the unemployment insurance relationship will be transferred accordingly. If it is really necessary to handle it, the on-the-job staff and workers shall go through the formalities for the transfer of unemployment insurance relationship with the agency that accepted the unemployment insurance business in the original unit. The agency shall issue the employee's insurance payment certificate, and the employee shall use this certificate to continue the unemployment insurance relationship with the unemployment insurance agency where he moves in, without transferring funds. N If the unemployed are transferred across provinces as a whole during the period of receiving unemployment insurance benefits, the agency in the place of emigration shall issue a certificate, and the unemployed shall go to the agency in the place of emigration to continue the unemployment insurance relationship with the certificate and the Employee Unemployment Insurance Manual, and receive unemployment insurance benefits according to the standard of the place of emigration without transferring funds. If the unemployed migrate across provinces, the agency in the place of emigration shall issue a certificate and transfer the required funds, and the unemployed shall go to the agency in the place of emigration to continue the unemployment insurance relationship with the certificate and fund transfer procedures. N 4, the provident fund can only be withdrawn at one time when buying a house in a different place. According to the regulations, individuals go to work in different places. If his work unit in different places has established a housing provident fund account for him, then he can transfer all the money from the housing provident fund account in his original place of residence to the housing provident fund account in different places. When handling, the employee shall provide the transfer-in unit acceptance certificate, the transfer-in unit establishment housing provident fund certificate, the transfer-in bank account number, the bank name, the copy of employee ID card and other related materials to the original unit of the original residence, and apply to the account management department through the housing provident fund manager of the original unit. N Due to regional differences, each province and city will be different. For details, please consult the local social security bureau and provident fund management center, subject to the official answer.

Legal objectivity:

The Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance for Employees in Urban Enterprises came into effect from 20 10 to 1, aiming at effectively protecting the legitimate rights and interests of employees participating in the basic old-age insurance for employees in urban enterprises, promoting the rational allocation and orderly flow of human resources, and ensuring the smooth transfer and continuity of the basic old-age insurance for employees in urban employment. How to handle the transfer of endowment insurance? Here is the introduction for you. 65,438+02% units pay fees in different places, so they don't have to rush about for transfer. China's basic old-age insurance system combines social pooling with individual accounts, and employers and individuals pay jointly. In the past, the insured person transferred the pension insurance relationship across regions, only to the personal account, not to the unit to pay. Judging from the actual situation, the transfer-in place should bear the responsibility of issuing basic pensions for the transferred personnel in the future, and it will not be paid by the unit at all, so the financial pressure of long-term payment is even greater. Considering the balance of funds between the transfer-in place and the transfer-out place, and between the current period and the long term, the Measures stipulate that the insured person will transfer 12% of the unit payment in addition to transferring the employment personal account across provinces. At present, the unit rate in most areas is 20% of the wage base, and in a few areas it is less than 20%. In this way, most of the unit contributions are transferred to the transfer place with the inter-provincial mobile employment, which reduces the pressure of long-term capital payment in the future; A small part of the unit payment is reserved for the transfer place to ensure the current basic pension payment. It is time-consuming and laborious to let the floating insured travel to and from different regions to handle the transfer and connection procedures of the basic old-age insurance relationship. The "Measures" stipulate that when migrant workers leave the original insured place, the social security agency shall issue a unified style of insurance payment voucher; After the insurance payment in the new employment place, as long as the application for transfer and continuation is filed, all procedures will be handled by the relevant social security agencies in the two places. At the same time, Ministry of Human Resources and Social Security has also published the contact information of all social security agencies at or above the county level for relevant personnel to inquire about their insurance payment and transfer information. It is clearly stipulated that migrant workers do not need to "surrender" where they receive welfare. According to the principle of "uniqueness", the responsibilities of the relevant areas are determined in turn, that is, when the domicile of the insured person is the same as the last insured place, the formalities for receiving benefits shall be handled at the domicile and the basic old-age insurance benefits shall be enjoyed; Where the domicile is inconsistent with the last insured place, those who have been insured at the last insured place for 10 years will receive treatment at the last insured place; Those who have been insured for less than 10 years in the last insured place shall be pushed forward in turn to the insured places with 10 years to go through the formalities for receiving benefits; Those who have been insured for less than 10 years in various places shall go through the formalities for receiving benefits at the place where their household registration is located. This will help to eliminate the phenomenon that in the past, due to unclear responsibilities between regions, individual transfer and transfer often shirked each other. In short, every insured person who has paid more than 15 years can receive a basic pension in one place. For example, a migrant worker in Jiangxi paid five-year insurance premiums for his employment in cities and towns in Fujian, Guangdong and Zhejiang. At the age of receiving national legal treatment, because the accumulated payment period has reached 15 years, you can receive basic pension on a monthly basis. Since he has been insured in all three places for less than 10 years, Jiangxi Province, where his household registration is located, is responsible for issuing basic pensions, and the social security agencies in the three places should transfer corresponding funds to Jiangxi Province according to regulations. However, if he has transferred his household registration to Zhejiang, the last insured place, then the basic pension will be paid by Zhejiang Province, and the other two provinces will transfer the corresponding funds to Zhejiang Province according to regulations. Multi-site insurance and pension planning unify the basic pensions of urban enterprise employees in China, including basic pensions and personal account pensions. Among them, the personal account pension is calculated by dividing the accumulated savings in my personal account by a certain coefficient, which is the same for migrant workers and workers with stable employment. As long as you pay more and have more savings in your personal account, this part of the pension level will be high. Calculation of basic pension, that is, calculate the payment wage index according to the corresponding relationship between my last year's payment wage and the average wage of local employees in each year, so as to calculate my indexed payment wage, and then calculate the average value based on the average wage of local employees in the previous year as the base for calculating basic pension; Pay 15% of the base when paying 1 5 years, and pay 1% when paying1year. The method adheres to this calculation method, but further clarifies that the annual payment wages of migrant workers in each insured place are calculated according to the average wages of employees in each year corresponding to the final treatment. This not only ensures the unification of national policies, but also is a relatively simple method. For migrant workers who do not return to the city for employment after returning home, the general principle stipulated in the Measures is that their insurance payment records and personal accounts in cities and towns are all valid; If the accumulated payment period is over 15 years or more, after reaching the national statutory retirement age, the basic pension can be calculated and paid like urban workers; Do not meet the prescribed conditions, you can also transfer the relevant rights and interests records and funds of urban insurance to the new rural social endowment insurance system; In short, it is to prevent their existing rights and interests from being damaged. However, in view of the fact that the new rural endowment insurance system has just begun to be piloted, the state will separately study and formulate specific policies for the convergence of urban and rural migrant workers' endowment insurance.