Job Recruitment Website - Social security inquiry - What is the impact of starting to pay social security after stopping for two months?
What is the impact of starting to pay social security after stopping for two months?
1, medical insurance: The most direct impact of social security interruption is that you will no longer enjoy medical insurance benefits during the interruption period, that is, once the payment is interrupted, the account will be frozen from the next month, and the money in your personal account will not be used;
2. Maternity insurance: you can enjoy maternity insurance benefits only if you participate in maternity insurance and pay for it continuously for more than 6 months. Once the unit suspends its participation in maternity insurance, it will suspend its enjoyment of maternity insurance benefits, no matter how long it has been paid before;
3. Unemployment insurance: Before unemployment, the employer and I have paid unemployment insurance premiums for one year as required. In addition to the payment period, applying for unemployment insurance must also meet the following two conditions:
(1) Discontinue employment without my will within the legal working age;
(2) Those who have registered for unemployment and have job requirements;
4. Housing provident fund loans: To apply for provident fund loans, you must continuously deposit the provident fund for six months and be in the state of deposit;
5. Old-age insurance: The payment period of old-age insurance is cumulative, and the personal account is also in your own account, and the money will not be cleared. In fact, it doesn't matter much if the old-age insurance is broken. You can apply for retirement as long as you pay 15 years before retirement.
After the social security is interrupted, it can be repaid under the following circumstances:
1, urban and rural residents' old-age insurance payment is insufficient 15. When they reach the age of 60, they can pay in one lump sum and go through the pension collection procedures;
2. The enterprise fails to pay social security for employees in full and on time. In this case, employees can apply for labor arbitration and ask enterprises to pay social security for themselves;
3. After leaving the job, the social security payment shall not exceed 3 months, and social security payment is allowed in general areas. When paying social security, that is, in the last three months, it may be more troublesome for more than six months, so after paying social security, you must pay it in time, otherwise the consequences will be very serious.
To sum up, the balance of maternity insurance premium and work-related injury insurance premium will not be accumulated, because both of them are paid by employers and workers do not. During the interruption of medical insurance payment, you can't enjoy medical insurance benefits, which affects the payment period.
Legal basis:
Article 16 of People's Republic of China (PRC) Social Insurance Law
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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