How to query the balance of social security personal account of flexible employees

Social security personal account is the personal account of an independent natural person in the local social security center, and social insurance is the welfare treatment. Guangzhou social security personal account-how to check the money in medical account: the money in Guangzhou social security personal account includes the money in medical account and the money in pension account. The money in the medical account mainly consists of four parts: first, the medical insurance premium paid by individuals is 2% of the average monthly salary of employees in the previous year. Note: The standard range of medical insurance premium payment base in Guangzhou is: minimum: 2725 yuan/month-maximum: 65438+. Secondly, the part (1) that the employer stipulates to pay into the personal account. Employees under 35 years old (including 35 years old) will be credited to your personal account ②. Employees aged over 35 to 45 (including 45) will be credited to your personal account ③. 0.7% of the basic medical insurance premium paid according to 65438+ is credited to personal account. For example: ① If you are 30 years old this year, your basic old-age insurance has been paid to 400 yuan, and this 400 yuan includes both company contributions and individual contributions. The company stipulates that the amount of money to be transferred to your personal account is 400×1%= How does 40 yuan know how much basic old-age insurance has been paid? Remarks: Guangzhou 2065,438+00. The money in the pension account is mainly composed of two different situations: a. The monthly average amount of personal income tax and payroll tax is lower than 60% of the average monthly salary of employees in the previous year, that is, less than 2,724 yuan. Just pay 60% of the salary, 20% of the company and 8% of the individual, of which 1 1% is credited to the individual account (3% of the company and 8% of the individual). For example, Xiao Wang's salary is 2500 yuan, so the money he transfers to his personal account is: the expenses paid by the company+the expenses paid by the individual = (2500× 60 %× 20 %× 3%)+(2500× 60 %× 8%) = 9 yuan+120 yuan = 129 yuan. Of which, 1 1% was transferred to personal account (3% for company and 8% for individual). What can the money in personal account be used for? First of all, my outpatient and emergency expenses. Second, the drug costs of designated pharmacies. Third, the part of hospitalization that needs to be borne by yourself. Including the deductible, the proportion borne by oneself and the part above the maximum payment limit. Fourth, all the shortcomings are borne by themselves. Special reminder: All the above are the calculation methods of formal employees with labor contracts. The payment standard for flexible employees is 7.5%, and there is no personal account before retirement.

Legal objectivity:

Article 64 of the full text of People's Republic of China (PRC) Social Insurance Law: Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.