How much old-age insurance do rural elderly pay?

How much to pay for rural endowment insurance is the focus of everyone's attention. Rural endowment insurance is stipulated by the state to be paid in a fixed way, and the cost paid is affordable for most people. I hope it helps you. First, how much should rural endowment insurance pay? Qian Xin's rural endowment insurance policy is divided into payment standard, payment base and living allowance for the elderly. Take the new payment standard of rural insurance as an example: 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2000 yuan, 12 files. Second, the payment method of rural endowment insurance (1) individual payment. Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. The payment standard is set at 100 yuan per year, which is divided into five grades in 200 yuan, 300 yuan, 400 yuan and 500 yuan. All localities can increase the payment grade according to the actual situation. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents. (2) Collective subsidies. Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured. (3) government subsidies. The government pays the insured who meets the basic pension conditions of the new rural insurance in full, in which the central government gives full subsidies to the central and western regions and 50% subsidies to the eastern regions according to the basic pension standards determined by the central government. The local government subsidizes the payment of the insured, and the subsidy standard is not lower than the 30 yuan per person per year; Appropriate encouragement may be given to those who choose higher-grade standard payment, and the specific standards and measures shall be determined by the people's governments of all provinces (autonomous regions and municipalities). For groups with payment difficulties such as severely disabled people in rural areas, the local government will pay part or all of the minimum old-age insurance premium. Iii. How to calculate farmers' pensions The Opinions on Establishing a Unified Basic Old-age Insurance System for Urban and Rural Residents stipulates that farmers' pensions are divided into two parts, namely, basic pensions and personal account pensions. Basic pension = full subsidy paid by the government to eligible insured persons. This part of the treatment is that the government subsidizes the endowment insurance fund for urban and rural residents. Mainly related to the level of local fiscal revenue, this part of the treatment is equal for all. Personal account pension = personal account balance at the time of retirement ÷ number of months of pension payment (after retirement at the age of 60 139 months). The level of this part of the pension is related to the personal account balance at retirement, that is, the payment grade. There are regional differences in payment grades. For example, Dalian's annual payment grade of endowment insurance is divided into 200 yuan, 300 yuan, 500 yuan and 800 yuan from low to high, and there are 7 grades to choose from. Pension = basic pension+personal account pension, so the higher the level of pension insurance payment, the more pensions you receive. Generally speaking, the amount of rural endowment insurance is not equal, and there are generally different levels.

Legal objectivity:

The proportion of payment is divided into enterprises and individual employees: (1) All enterprises pay 20% of the total wages of employees, and employees pay 7% of the individual contribution base (7% in 2003, increased by one percentage point in two years, and finally reached 8%). The part paid by individual employees shall be withheld and remitted by the enterprise. (2) Self-employed workers, including self-employed industrial and commercial households and freelancers, shall pay 18%, which shall be borne by themselves. For example, in April 2003, Hebei Province announced that the social wage in 2002 was 747 yuan per month, so the payment base can be selected between 747-224 1 yuan. The minimum annual payment is 747×18 %×12 =1613.5 yuan, and the maximum is 2241×18 %×12. Where is the endowment insurance process? Individuals should go to the local social security center (where their household registration is located) or participate in commercial insurance, such as life insurance and Ping An insurance. If it is on-the-job, it will be simpler and handled directly by the human resources department of the unit. When will it be handled? When you go to handle it, you must not go during the working hours, holidays and weekends of the handling department. Generally, the processing time is from Monday to Friday at 08: 30am-165438+0: 30pm and13: 00pm-17: 00pm. What information is needed for processing? If it is the first time to apply, you need the following information: the original household registration book, the original and photocopy of the resident ID card, and two recent one-inch bareheaded photos. If you continue to pay the fee, the information you bring is the household registration book, the original ID card, the employee pension insurance manual, the medical insurance certificate and other related information. What are the precautions? There is an age limit for handling social security, 50 for women and 55 for men. You can buy it before this age. After this age, the social security bureau will let you make up 15 years of social security at one time. As for commercial insurance, we should read the insurance book carefully, not just listen to the insurer's side of the story, but according to the insurance contract to avoid regret after buying it. How to treat it? There are three types: 1, and online inquiry: landing on the local human resources and social security network. 2. Telephone enquiry: call122333; 3. On-site inquiry: Bring relevant certificates to the social security center for inquiry. The above is the fee that individuals have to pay for endowment insurance, which is determined according to their own situation.