How to pay employees five insurances and one gold company?

The company pays five insurances and one gold for employees as follows:

1, social security materials preparation:

(1) Copy of business license, organization code certificate, official seal, original and copy;

(2) A copy of the ID card of the company's legal person and person in charge;

(3) Registration form of social insurance of the unit;

2, the preparation of provident fund materials:

(1) Copy of business license, organization code certificate, official seal, original and copy;

(2) A copy of the ID card of the legal person and the person in charge;

(3) application form for registration of unit provident fund;

3. Employees should prepare five-risk materials. Employees are required to provide a copy of ID card, 1 inch white background photo, personal information registration form, and increase social security;

4. handle five risks. The company's social security personnel will issue social security cards with the company's guarantee, official seal and relevant information of the insured to the social security department for unified handling. Different cities have different dates, some are half a month, some are one month. Personal social security deposit records can be queried through social security cards;

5. Prepare housing accumulation fund materials for employees:

(1) Employees are required to provide a copy of their ID cards;

(2) The unit shall fill in the Housing Provident Fund Remittance Form, affix the official seal and submit it to the Provident Fund Management Department;

6. Pay the fee. After handling five insurances and one gold for employees, according to the local proportion of five insurances and one gold, five insurances are required to be paid in the local people's social security bureau every month, and the provident fund is paid in the local housing provident fund management center.

Calculation of five risks:

1. Endowment insurance: 20% of the unit's contribution base and 8% of the individual's withholding base;

2. Unemployment insurance: unit contribution 1.5% base, individual withholding 0.5% base, individual migrant workers do not pay;

3. Work-related injury insurance: depending on the nature of the unit and the withholding ratio, taking a wholly foreign-owned enterprise as an example, it is paid on the basis of 1%, and individuals do not pay;

4. Maternity insurance: 0.8% of the payment base of the employee unit, and individuals do not pay;

5. Medical care: the unit payment base is 9% (basic medical care)+1% (large amount of overall planning), and the individual withholding is 2% (basic medical care) +3 (large amount of overall planning);

6. Housing accumulation fund: both units and individuals pay 8% of the base. If the unit conditions are good, you can apply for an increase to 10%.

To sum up, the five insurances are endowment insurance, medical insurance, unemployment insurance, maternity insurance and work-related injury insurance, and one gold is housing accumulation fund. Maternity and work-related injury insurance shall be paid by the company, and others shall be paid by the company and individuals in proportion.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.