I have two old age, a Taikang life insurance a social security can receive two pensions?

The Taikang Life Insurance and the Social Security Pension Insurance are different in nature, and only if you meet the conditions for receiving them, you can receive the corresponding pensions respectively.

Social security pension is a social insurance system, which is an organized use of economic means by the state in order to solve the old age needs of the members of the society. As long as the employee pays the required social security contributions and has paid for the required number of years, he or she will be able to receive the pension on time when he or she reaches the legal retirement age.

But nowadays the national pension pressure, if you want to enjoy a better pension life in later years, we can then configure a commercial pension insurance to supplement. This article tells you in detail with the social security pension and then buy commercial pension insurance reasons, you can understand in depth: With the social security pension also want to buy commercial pension insurance? How to buy?

Taikang Life has launched a lot of commercial pension insurance products, such as the age of about the pension annuity insurance product plan (Premium Edition), Kang Le lifetime annuity insurance product plan and other products, are very popular.

Schoolmates will take the Taikang Years and Years Pension Annuity Insurance Product Plan (Premium Edition) as an example to explain:

The coverage of the Years and Years Pension Annuity Insurance Plan (Premium Edition) includes pension benefits as well as death benefits.

The insurance company will pay the agreed pension benefits from the first pension date, and the insurance company will pay the agreed pension benefits if the insured person survives at zero hour on each pension date, and there is a guaranteed payout period of 25 years.

In addition to this, there are two types of universal life insurance, you must and can only buy one of them, with universal life insurance, if the insured person does not need to receive the pension for the time being, then you can transfer the money into the investment account of the universal life insurance, to compound the value of the income in order to get more income. If you don't quite understand the function of universal life insurance, you can check this article first: Using universal life insurance to manage finances, stable and safe returns? An article bottom of the universal insurance!

In summary, the age of the pension annuity insurance plan (Premium Edition) is still quite good, you can consider taking out a reasonable planning for their own pension. The first thing you can do is to familiarize yourself with the contents of the insurance policy:These products are worth buying, and you should be able to buy them at a reasonable price. What kind of coverage is available?

Looking at the adoption

The whole network with the same number: the school bully said insurance, welcome to search