How long will the social security card be frozen if it is unable to repay the debt?

If you can't pay your debts, your social security card will be frozen for six months. Because the people's court shall not freeze the bank deposits and other funds of the person subjected to execution for more than six months, seal up or detain movable property for more than one year, seal up immovable property for more than two years, and freeze other property rights for more than two years. Except as otherwise provided by laws and judicial interpretations. If the person subjected to execution applies for an extension of the time limit, the people's court shall go through the formalities of sealing up, distraining and freezing before the expiration of the time limit for sealing up, distraining and freezing, and the extension period shall not exceed half of the time limit specified in the preceding paragraph.

In fact, it is not expressly stipulated how much credit card overdue amount will be prosecuted, but after the overdue time exceeds three months, banks generally have the right to sue. However, in daily life, banks will not easily sue. After all, litigation takes a lot of energy and time. Unless the overdue time is too long, the amount of arrears is high, the dunning is not paid for many times, or even no one can be contacted, then the bank is likely to bring a lawsuit to the court.

Legal basis: Article 119th of the Civil Procedure Law of People's Republic of China (PRC).

Prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.