What is the payment ratio of five insurances and one gold in Texas?

Endowment insurance: the unit pays 2 1% for you every month, and you pay 8% yourself; Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan for serious illness; Unemployment insurance: the company pays you 2% every month, and you pay it yourself1%; Work injury insurance: the unit pays 0.5% for you every month; Maternity insurance: the unit pays 0.8% for you every month; Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself.

Five insurances and one gold are the guaranteed treatment given to workers by employers, and the payment ratio of five insurances and one gold affects the hearts of every worker. The payment ratio of five insurances and one gold in Texas must be related to every worker who works in Texas and wants to work in Texas. Let me answer it for you.

First, the enterprise employee social insurance payment wage base standard

Dezhou announced 20 16 wage base standard for social insurance contributions of enterprise employees. The minimum monthly payment base of social insurance for enterprises and their employees in the city is 2850 yuan, and the maximum monthly payment base is 14250 yuan.

It is reported that the payment base of enterprise employees' pension insurance is "linked" to the average social wage in the city last year. The minimum payment base is 60% of the average monthly salary of the whole city in the previous year, and the maximum is 300%. Insured employees shall pay social insurance premiums according to their salary income in the previous year. If the wage income of employees is lower than 60% of the average monthly wage of employees in the province last year, the payment base will be determined by 60%, and the part higher than 300% of the average monthly wage of employees in the province last year will not be included in the payment base. In 20 16, the minimum payment base of social insurance for urban individual industrial and commercial households and flexible employees is 2850 yuan. If it is really difficult for the insured to pay, the minimum payment base of 20 15 is 2623 yuan upon my written application.

From April 1 day, the application and review of social insurance payment base of Dezhou Social Security Center began.

The social insurance payment base of Dezhou City is 60% of the average salary of employees in Shandong Province last year, the minimum payment base is 2320 yuan/month, and the maximum payment base does not exceed 300% of the average salary of employees in the province, that is, 1 1598 yuan/month. In order to safeguard the legitimate rights and interests of ordinary employees, for enterprises that have not paid social insurance premiums for more than 1 year, if on-the-job employees declare the payment base at 60%, the senior management of the enterprise shall not declare at 300%, and the payment base shall be determined at most at 100%.

The minimum payment base of social insurance for urban individual industrial and commercial households and flexible employees can still be implemented according to the standard of 2 150 yuan in the previous year upon my application.

Second, the declaration time of five insurances and one gold

The social insurance payment base is declared according to the natural year, and the payment year is 1 to 12. In order to improve the processing efficiency, the social security department has opened online declaration, and all enterprises with 25 or more people will make online declaration. The payment base of urban individual industrial and commercial households, unemployed workers and flexible employees does not need to be declared, and the payment plan is automatically generated by the social security collection system when paying social security fees.

The declaration is divided into three stages, that is, the normal declaration stage (April 1 day to April 30): all units directly under the municipal government that participate in insurance payment, as long as their production and operation are normal and they can pay their employees' wages on time, must declare the approved work progress and declare relevant materials according to the social insurance payment base. Ordering rectification stage (May 1 day to May 14): The Municipal Social Security Center will issue a social insurance audit opinion for the unit that fails to declare normally or as required, and the audited unit shall declare rectification within the specified period according to the requirements of the audit opinion. Direct determination of payment base stage (May 15 to May 20): For units that fail to make rectification according to regulations, the municipal social security center will directly determine the payment base according to the relevant provisions of the Social Insurance Law. For units that refuse to rectify and pay, all legal consequences arising therefrom shall be borne by the unit.

The audit and declaration of social insurance payment base directly affects the level of social insurance benefits of insured persons and whether they can enjoy it in full and on time. For employers who fail to declare on time, submit relevant materials within the specified time, conceal or underreport, social security agencies will include them in the scope of social insurance audit.

Three, five insurance and one gold payment ratio

According to Article 59 of the Social Insurance Law: "People's governments at or above the county level shall strengthen the collection of social insurance premiums. Social insurance premiums are uniformly collected, and the implementation steps and specific measures are stipulated by the State Council. "

Endowment insurance: the unit pays 2 1% for you every month, and you pay 8% yourself;

Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan major illness co-ordination (major illness co-ordination mainly covers hospitalization);

Unemployment insurance: the company pays you 2% every month, and you pay it yourself1%;

Work injury insurance: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself;

Maternity insurance: the unit pays you 0.8% every month, and you don't have to pay a penny yourself;

Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself.

The above-mentioned "Dezhou five insurance and one gold payment ratio" has been introduced. The payment base and proportion of five insurances and one gold largely determine the amount you can receive in the future. Workers must declare five insurances and one gold in time and pay in full to ensure that they can enjoy the treatment of five insurances and one gold on time and in full in the future.