What will happen if social security is cut off for a month?

If you don't pay medical insurance for one month, your personal account will not be cleared, but your public account will be recalculated! That is, the maximum reimbursement amount is recalculated. If the continuous payment reaches the specified number of years (it will not be invalidated halfway), you can continue to enjoy medical insurance after retirement without paying. So it should be possible not to make up for it in less than one month, but if you don't make up for it for three consecutive months, you will have to reapply. To enjoy maternity insurance, you must pay 12 months continuously before giving birth, and you can't pay maternity insurance premium if it is broken. If it is not continuous, you can't enjoy maternity insurance reimbursement. If the payment of social insurance has been interrupted, it will have a serious impact on individuals.

Paying less than one month's social security has a certain impact, because it is related to basic security issues such as pension, medical care and maternity. But the impact still depends on your personal situation.

Impact 1: Medical insurance benefits are stopped.

After the medical insurance is stopped, starting from the second month, you can't enjoy the relevant subsidies and reimbursement when you go to the hospital for medical treatment. However, if there is still money in the medical insurance card, you can still brush out the money in the medical insurance card when you buy medicine or go to the hospital for treatment (to pay the medical expenses that are not reimbursed). Therefore, if you only suspend medical insurance payment for one or two months, the impact will not be great, as long as you are in good health during this period and don't get sick and go to the hospital. As long as you pay in follow-up, you can continue to enjoy medical insurance benefits.

Impact 2: Maternity insurance is affected.

(1) Maternity insurance is an overall payment and medical subsidy provided to female employees during pregnancy and postpartum, which can only be enjoyed after continuous payment of social security for 1 year. If you don't pay 1 year social security when you are pregnant, you can't enjoy this treatment.

2. If you don't plan to get pregnant in the short term (within one year), it doesn't matter much to break social security for a few months. Impact 3: It takes years to buy a house and a car.

In Guangzhou, friends with non-local household registration who want to buy a house in Guangzhou need to pay social security for three consecutive years (36 months) within five years; Buying a car and participating in the lottery require a record of paying basic medical insurance for more than two consecutive years (24 months). You can't break for a month in the middle! If it breaks down, you have to wait a few years before you can buy a house or a car. If you don't plan to buy a house or car in Guangzhou in two or three years, then social security can be very capricious. ......

Impact 4: Affect children's schooling.

Children of non-local registered families attend primary schools in Guangzhou. According to the new "points admission" regulation, at least one parent has to pay social security 1 year continuously. If 1 month is broken, it will directly affect children's schooling. If you have no children now, or you are a child yourself, then this seems to have nothing to do with you. ......

Impact 5: Endowment insurance

Endowment insurance must be paid 15 years. Only after retirement can you receive a monthly pension and have a sense of security. However, this 15 year refers to the cumulative payment period, which can be interrupted without continuity. That is, as long as you pay social security 180 months (that is, 15 years), you can receive a pension after retirement.

First of all, social security can be divided into two types:

1, employee social security, then the group that this employee social security faces is mainly the group that employees and individuals in the enterprise pay social security in the form of flexible employment;

2. Urban and rural residents' social security, then the main groups faced by urban and rural residents' social security are rural residents and residents who have no work units in cities, and they can participate in urban and rural residents' social security.

To sum up, if social security is cut off, pension insurance and unemployment insurance will have no effect. If you break off diplomatic relations for one month, you need to pay maternity insurance for six months in a row before you can enjoy it. Medical insurance is cut off for one month, and medical insurance benefits stop. If the supply is cut off for more than three months, the insurance period will be zero, which will affect the maximum reimbursement limit for serious illness in the future.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.