What is the Three Guarantees

Three insurance is pension insurance, unemployment insurance, medical insurance.

Three insurance is the most basic social insurance, including: pension insurance, medical insurance, unemployment insurance. The payment of three insurance is the national social security policy stipulates that any employer should insure their employees. As long as you sign a formal labor contract with your unit, it should insure you. The three insurance is not entirely paid by your unit, but by you and the unit **** together.

According to the employee's salary, the ratio between the unit and the individual is generally: 16% for the unit and 8% for the individual for pension insurance; 6% for the unit and 2% for the individual for medical insurance; and 2% for the unit and 1% for the individual for unemployment insurance. Enterprises pay 10% of the wage base, when individuals are sick, by the basic medical insurance fund and personal account **** the same cost.

More than the basic medical insurance fund starting standard, according to the proportion of medical expenses should be borne by the individual. Individual account is insufficient to pay part of the self-payment. Individuals pay x0.5% of the wage base, and units pay 1.5% of the wage base.

Unemployment insurance is available to those who have participated in unemployment insurance in accordance with the regulations, and whose units and individuals have fulfilled their obligations to pay contributions in accordance with the regulations for one year; those who have interrupted their employment not because of their own will; and those who have registered as unemployed and have a requirement to seek employment. Pension insurance, medical insurance and unemployment insurance, these three kinds of insurance are paid by the enterprise and the individual **** the same premiums. These are statutory.

Collections

Collections of pension, unemployment and health insurance are allowed only when legally permitted, and are issued by the social security registry, for example, for "pension insurance, you have to reach the age of majority, and for unemployment insurance you have to fulfill the conditions.

For example, if you go to the street office where your household is located to apply for a certificate of unemployment, and at the same time do a job-seeking certificate, it means that you must also have the will to look for a job after you become unemployed, and only under such conditions can you receive it. If you don't want to work after being unemployed, then you can't be paid insurance benefits. In addition, the pension and unemployment benefits can not be enjoyed at the same time.