The difference between ic card and social security card

Social security card is an integrated circuit card (IC card) which is uniformly planned by the Ministry of Labor and Social Security, issued to the society by local labor and social security departments, and applied to various business fields of labor and social security. Among them, social security (individual) cards are issued to urban employees, unemployed people and retirees, and social security (employer) cards are issued to employers. As the social security (personal) card is the focus of the card planning and standardization of the Ministry of Labor and Social Security at present, and most of the cards actually issued in various places are concentrated on this kind of card, the social security card we usually refer to refers to the social security (personal) card.

social security card

Basic information such as the cardholder's name, gender and citizenship number, and the cardholder's personal status (employment, unemployment, retirement, unemployment, etc.) are recorded on the social security card face and card. ) in the card identification, you can record the cardholder's social insurance payment, pension insurance personal account information, medical insurance personal account information, professional qualifications and skills, employment experience, work-related injuries and occupational diseases. Social security card is the electronic certificate for workers to work in the field of labor security. Cardholders can use their cards to seek medical treatment and settle medical insurance personal accounts; You can handle endowment insurance affairs with your card; You can apply to the relevant departments for job registration and unemployment registration, unemployment insurance and employment training; You can apply for labor ability appraisal with your card and enjoy work-related injury insurance benefits. In addition, the social security card is the key for workers to open the door to the contact system. With this key, cardholders can query information online and handle related labor and social security affairs online in the future. The full name of social security card is "Social Security Card of the People's Republic of China". Judging from the meaning of this name, the target of distribution is the people who implement social security by the relevant government departments; As far as its content is concerned, it can involve all aspects of individual social security, including both social insurance and employment services. Local governments in some areas also put more social management affairs into it according to local management needs. Geographically speaking, this is an IC card that can be used all over the country, and it can meet the needs of the national unified labor market and social security system networking, as well as the needs of personnel flow.

standard

Social security card application

[1] To correctly understand the concept of social security card, we must also make clear the relationship between social security card and other IC cards, especially bank cards. As a kind of smart card, CPU card is the fusion of smart card technology and contactless technology. Two international standards (non-contact/contactable) IC cards of ISO/IEC 14443 and ISO/IEC78 16 can be realized on a smart card chip, or only pure non-contact CPU cards of ISO/IEC 14443 can be supported. In fact, the CPU card is equivalent to installing a microcomputer (single chip microcomputer) on the card. In addition to data storage, it also has an important function, which is data processing. For CPU card, COS (Chip Operating System) software is needed in addition to chip hardware. According to the application field of the card, the corresponding institutions have formulated a unified standard. At present, the domestic COS standards are: China People's Bank Code (PBOC), petrochemical refueling card Code and Ministry of Labor and Social Security Code; International COS standards include EMV, Multos, GSM, etc.

Edit this social security card function

Standard: It is in full compliance with ISO/IEC144431/2/3/4. Protocol: supports ISO/IEC 14443? D4' s T=CL communication protocol contactless communication: supports TypeAORTYPE, with capacity of 8Kbytes (optional 4-80kbytes), conforms to the anti-collision mechanism described in ISO/IEC 14443, and supports the "three-in-one" new social security card for the elderly.

Cards have anti-collision mechanism, allowing multiple cards to enter the trading area at the same time, supporting one multi-card application, and the applications are independent of each other (multi-application, firewall function). Specifications: electronic passbook/electronic wallet/lending application supporting PBOC2.0; Can support social security card specifications and international contactless payment standards. Because the "personal account" on social security cards for cardholders to settle in hospitals is similar to the "electronic wallet" of bank cards, some regions or manufacturers adopt the standard of bank cards to design social security cards. The bank card standard is a specification for the application of bank cards, and its file storage format, instruction operation, security management and other aspects are all designed for various financial-related transactions. IC cards issued in the field of labor and social security are mainly used for administrative management, and their main function is to manage information records, which is quite different from that of bank cards. The medical insurance personal account in the social security card is also essentially different from the electronic wallet in the bank card. It records accounts in personal accounts, not real money. After the cardholder transfers the balance of personal account to the card, the medical insurance institution is still responsible for the use of the account. Even if the cardholder's card is lost or damaged, as long as the funds in the personal account are not fraudulently used by others before reporting the loss, they still belong to the cardholder, and this part of the account can still be used for medical consumption. The electronic wallet in the bank card has nothing to do with the bank once the user deposits the money in the card. Once the card is lost or damaged, the loss shall be borne by the cardholder. Therefore, medical insurance personal accounts must not be handled by electronic wallets. In some places, it is not recommended to put social security applications and financial applications on one card, because integrating business applications and management applications on one card will cause many drawbacks in management, inconvenience to cardholders and management institutions, and even losses to cardholders.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.