List of social security interest rates over the years

The bookkeeping interest rates in recent six years are as follows: 2016,8.31%2017,7.12% 2018,8.29% 2019,7. According to China's "Social Insurance Law", individual accounts of endowment insurance shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted.

In 2020, the bookkeeping interest rate of personal accounts for the basic old-age insurance for urban employees (including the basic old-age insurance for government institutions and enterprise employees) will be 6.04%. Personal social security refers to the so-called participation in social insurance in the name of individuals.

Since 1999, China's provident fund loan interest rate has been adjusted for more than 20 times.

Calculation method of social security payment base over the years Generally speaking, my salary income in most parts of China is the social security payment base of the previous year.