How much is it to pay insurance five times a month?

The amount of five insurances and one gold for one month is as follows:

1. Endowment insurance: 8% for individuals and 22% for units.

2. Medical insurance: individuals pay 2%, and units pay 10%.

3. Unemployment insurance: individuals pay 1%, and units pay 2%.

4. Work injury insurance and maternity insurance: only paid by the unit.

5. Housing accumulation fund: individuals and units pay in the same proportion, ranging from 5% to 12%.

Components of social security:

1. Old-age insurance: providing basic living security for employees after retirement;

2. Medical insurance: medical expenses subsidies for employees and their families;

3. Unemployment insurance: providing living expenses for unemployed workers for a certain period of time;

4. Work-related injury insurance: providing medical expenses and living expenses for employees suffering from work-related injuries or occupational diseases;

5. Maternity insurance: give some financial subsidies to female employees for childbirth;

6. Housing accumulation fund: designed to help employees solve housing problems, paid by both employees and units.

To sum up, individuals need to pay 8% of endowment insurance, 2% of medical insurance, 1% of unemployment insurance and 5% to 12% of housing accumulation fund every month, and units need to pay 22% of endowment insurance, 10% of medical insurance, 2% of unemployment insurance, work injury insurance, maternity insurance and other insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Regulations on the administration of housing provident fund

Article 16

The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.