Can I withdraw money from rural commercial bank with social security card?

Social security cards can be used to withdraw money from rural commercial banks.

The social security card is jointly issued by the People's Bank of China and the Ministry of Social Security, and is a kind of ordinary bank card. Social security cards can be withdrawn, transferred and consumed at designated bank counters, ATMs or POS machines. Rural commercial banks are also one of the banks designated by social security cards. Holders of social security cards can go to the counters of rural commercial banks or ATM machines to withdraw money.

Social security card withdrawal generally needs to meet the following conditions:

1, social security card account opening: individuals need to open a social security card account in the local social security agency, and they need to provide personal ID card, household registration book and other supporting materials when opening an account;

2. There is a balance in the social security account: individuals need to have enough balance in the social security account to withdraw money. The balance of social security account generally comes from social security payment and medical insurance reimbursement;

3. Bind the social security card with the bank card: individuals need to bind the social security card with the bank card to withdraw money. Under normal circumstances, binding bank cards needs to be applied for and reviewed by social security agencies;

4. Withdrawal fee: When withdrawing money, individuals need to pay a certain fee. The handling fee varies from region to region and bank, generally ranging from 1-3 yuan.

To sum up, the withdrawal conditions of social security cards in different regions and different banks may be different. Please follow the relevant regulations of local social security institutions and banks for specific withdrawal conditions. At the same time, the social security system is constantly being reformed and improved, and the conditions for withdrawing money may change at any time.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.