Lujiang county social security center maternity insurance

Chapter VI Maternity Insurance in Social Insurance Law

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.

At present, there is no unified maternity insurance law in China. I suggest you go to the website of local Ministry of Human Resources and Social Security to learn about the local maternity insurance regulations.

Take the Regulations of Jiangsu Province on Maternity Insurance as an example. 1 maternity allowance is a kind of salary compensation during maternity leave. Those who receive normal wages during maternity leave will not receive maternity allowance.

Prenatal check-up fee and maternity nutrition fee, which are included in maternity medical expenses, are generally called one-time nutrition subsidies, and should be calculated separately from "maternity allowance". Except for some special provisions, they must be given to female employees.

However, there are still differences in local policies. I suggest you check the relevant local policies, or refer to the Regulations on Maternity Insurance for Employees in Jiangsu Province.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.