Is it better to pay more or less for five insurances and one gold?

1. From the company's point of view, it is better to buy less and pay less. From a personal point of view, of course, it is best to pay all five risks and cover all risks. However, according to the regulations, five insurances must be paid at the same time.

2. The proportion of social security contributions is generally as follows:

Endowment insurance: 20% for units and 8% for individuals;

Medical insurance: 8% for units and 2% for individuals;

Unemployment insurance: 2% for the employer and 0/%for the individual.

Industrial injury insurance and maternity insurance are entirely borne by enterprises, each at around 1%, and individuals do not need to pay. The proportion of unit payment varies slightly from region to region, subject to local regulations.

Compared with three risks, the company pays five risks, which costs little. Pension and medical care are necessary and account for a large part of the expenses. Other types of insurance do not cost much.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.