How can I return social security if I really have no money?

There is really no money, and the way to return social security is as follows:

1. Apply for a loan: social security can be used as collateral for the loan. In case of emergency, the borrower can mortgage his social security income to obtain additional loans;

2. Negotiate with the company: If there is a shortage of funds, you can apply to the company to pay social security in advance to meet the needs of daily life;

3. Go through the formalities of receiving social security in advance: For qualified personnel, they can receive social security in advance. However, early withdrawal may have an impact on the income after retirement and needs careful consideration.

Conditions for paying social security:

1. has a legal labor relationship: that is, signing a labor contract with the employer or having other forms of labor relationship with the employer;

2./kloc-China citizens over the age of 0/6: According to state regulations,/kloc-minors under the age of 0/6 are not allowed to sign labor contracts with employers or participate in social insurance;

3. Employers and employers must be in China: because social insurance is implemented in accordance with the laws of China, only people who work in China can participate in social insurance;

4. Persons who have not reached the statutory retirement age: According to national regulations, women generally reach the statutory retirement age between 50 and 55 years old, while men generally reach the statutory retirement age between 55 and 60 years old, and they do not need to pay social insurance after retirement.

To sum up, social security policies in different regions may be different. Consult the local social security department or the company's human resources department before leaving the company to understand the specific social security payment policies and regulations, so as to make the right decision when leaving the company.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.