Can I use the medical insurance card after the social security card is paid off?

The medical insurance card can be used after the social security payment is cut off.

Social security and medical insurance are two different concepts, and the payment of social security will not affect the use of medical insurance cards. Medical insurance card is an electronic card paid by medical insurance and can be used in designated medical institutions. The use of medical insurance card has nothing to do with the payment of individual social insurance. As long as people are within the scope of medical insurance, whether they participate in social insurance or not, they can use medical insurance cards to pay for medical insurance.

The effects of cutting off social security are as follows:

1. Social security is not cleared during the break-off, and hospitalization reimbursement can only be enjoyed if the payment period of social security in the future meets 14 years and social security is paid;

2. Interrupting the payment of endowment insurance will affect the payment period, and the payment period before and after re-payment can be calculated together;

3. If the medical insurance payment is interrupted, you will not be able to enjoy the relevant treatment. After re-payment, the payment period is calculated according to the new insurance, and the payment period before and after cannot be combined.

To sum up, even if the personal social insurance is cut off, the medical insurance card can still be used. However, if the medical insurance card is not used for a long time, it may be cancelled and needs to be re-applied.

Legal basis:

Article 27 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.