Conditions for participating in endowment insurance for urban and rural residents

1. At least 16 years old, except for students at school;

Second, urban non-employed residents who do not meet the conditions for participating in the basic old-age insurance for employees;

The third is urban household registration; You can voluntarily participate in the old-age insurance for urban residents at your domicile. Those who do not meet the conditions for participating in the basic old-age insurance for employees, that is to say, they are not included in the establishment management of administrative institutions or do not participate in the old-age insurance for government agencies and institutions, nor do they meet the conditions for participating in the old-age insurance for employees of enterprises.

The pension insurance for urban residents consists of basic pension and personal account pension. At present, the basic pension standard set by the central government is 55 yuan per person per month; All localities can raise the basic pension standard according to the local actual situation, and appropriately raise the basic pension for long-term urban residents. The calculation coefficient is the same as that of the basic old-age insurance for employees and the new rural insurance personal account pension. The number of months counted is an empirical coefficient determined according to the employee pension insurance system, mainly based on the average life expectancy of the population at retirement, my retirement age, interest and other factors.

Insurance conditions: All rural residents (excluding students) who have reached the age of 16, have local agricultural household registration and have not participated in the basic old-age insurance for urban workers can participate in the basic old-age insurance for urban and rural residents. For urban flexible employees, the social insurance law stipulates that they can participate in the basic old-age insurance for employees, and we also encourage them to participate in the basic old-age insurance for employees as much as possible, with a high level of protection; Really unable to participate in the basic old-age insurance for employees (enterprises), you can voluntarily participate in the old-age insurance for urban residents, and the resident system is responsible for the protection.

First, the age of receiving pension insurance benefits for urban residents, both men and women are 60 years old. When the old-age insurance system for urban residents was implemented, they were over 60 years old and did not enjoy the basic old-age insurance benefits for employees and other old-age benefits stipulated by the state. They can receive a basic pension on a monthly basis without paying fees; If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

Second, the insured person needs to bring the original household registration book and resident ID card, apply to the village (neighborhood) Committee where the household registration is located to participate in the old-age insurance for urban and rural residents, choose the payment grade, and fill out the Registration Form for the Basic Old-age Insurance for Urban and Rural Residents. If I can't fill it out, my relatives or village agents can fill it out for me, but I need to sign and seal it or leave my fingerprints for confirmation.

Three, the insured with ID card to the Postal Savings Bank for a small passbook, the premium should be paid to the small passbook.

Four, the insured will handle small postal savings ID card and two copies to the village agency.

Five, the village agent is responsible for checking whether the relevant materials of the insured are complete, sign and affix the official seal of the village (neighborhood) committee on the "participation form", and report the "participation form", a copy of the resident ID card, postal savings association and other materials to the township labor insurance office within the specified time.

Six, the township labor insurance office is responsible for the preliminary examination of the relevant materials of the insured person, and promptly enter the insurance registration information into the agricultural insurance information system, affix the official seal on the insurance form, and report the relevant materials to the county-level social security institutions within the specified time.

Seven, the county-level social security institutions to review the relevant information of the insured, after correct, confirm the registration information, at the same time establish a personal account, and timely file the relevant materials.

legal ground

People's Republic of China (PRC) Social Insurance Law (revised 20 18) Article 20 The state establishes and improves a new rural social endowment insurance system.

The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.

Article 22 The state establishes and improves the social endowment insurance system for urban residents.

The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents with the new rural social endowment insurance.