Is medical insurance included in social security?

Medical insurance is included in social security.

On the concept of social security

Social insurance is the most important part of the social security system. Therefore, when discussing the history of social insurance, social insurance cannot be separated from social security. Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit.

The difference between social security card and medical insurance card is mainly reflected in six aspects:

First, different ideas. Social security card, referred to as social security card, is an integrated circuit card issued by local human resources and social security departments for various business fields of human resources and social security. Medical insurance card or medical insurance card is a special card for personal account of medical insurance, which uses personal identity card as identification code and stores detailed information such as personal identity card number, name, gender, payment, account capital consumption and so on.

Second, the function is different. Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security businesses, such as receiving unemployment benefits. However, the medical insurance card is limited to the medical insurance function and can only be used to enjoy medical insurance benefits.

Third, the card is issued in different places. The medical insurance card is undertaken by the local designated agent bank, and the social security card is issued to the society by the local human resources and social security department.

Fourth, the safety performance is different. The social security card adopts a national unified three-layer key management system, and its security and reliability have passed the national acceptance, which can really make the social security card a "security card" and a "trust card" for the insured, and also lay a good foundation for realizing cross-provincial nationwide use in the future; However, the medical insurance card does not have such a management system, and the safety factor is low.

Fifth, social security cards are more widely used. Social security cards will be widely used in various businesses of human resources and social security, and can be used as financial debit cards, while medical insurance cards can only be used as medical insurance settlement vouchers.

Sixth, the performance of social security cards is more stable. Because the social security card adopts integrated circuit chip, its performance is more stable, not easy to be damaged and safer than the medical insurance card adopting magnetic stripe medium.

To sum up: medical insurance generally refers to medical insurance. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.