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Does the child have a social security card?
Legal analysis: Children's social security card is a medical benefit provided by the state. Newborns can be insured within three months of birth, and medical expenses incurred within these three months can be reimbursed according to medical insurance standards. Children's social security cards are reimbursed to 300 yuan for outpatient expenses every year, and hospitalization expenses are less than1.8000 a year. There is no deductible line in the first-level hospital, and the reimbursement rate is 65%. The deductible line of secondary hospitals is 300 yuan, and the reimbursement rate is 60%; 500 yuan, the deductible line of tertiary hospitals, will be reimbursed 55% of the expenses.
Legal basis: Article 33 of the Insurance Law of People's Republic of China (PRC) * * * An applicant shall not take out life insurance for a person without civil capacity, and an insurer shall not underwrite it. Personal insurance for minor children insured by parents is not subject to the restrictions stipulated in the preceding paragraph. However, the total amount of insurance money paid due to the death of the insured shall not exceed the limit set by the the State Council Insurance Regulatory Authority.
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