Can I get a refund if the social security is broken?

Can I get a refund if my social security is broken? Details are as follows:

1. If the social security cannot be refunded, the old-age insurance premium shall be paid by the employer and individual employees, and individual accounts shall not be withdrawn in advance. That is, even if an individual resigns, the old-age insurance premium cannot be refunded;

2. Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance;

3. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

The social security paid by the company shows unpaid. Details are as follows:

1, individual contributions are not displayed in the account. This may be due to the time difference of data exchange, which leads to the information delay between the banking system and the social security payment system, because the bank transfer information has not been transmitted to the social security bureau, or the information of the local tax department has not been transmitted to the social security payment system.

2. The company's payment shows that it has not arrived, which may be because the colleague in charge of the company's declaration did not click on the deduction online. For details, please consult the person in charge of company declaration;

3. The payment time of social security is: the social security processing time is 1-20, and the social security bureau changes from 22 to 30 (for non-urban areas, the transfer time is advanced to 10). Every month, the social security fee will be transferred to the system account of the tax bureau, and then transferred to the personal account by the tax bureau. Of course, the payment time of social security is different in different regions, which is related to the payment date of the Social Security Bureau. The balance on the personal social security card can be found around the 3rd of the following month.

To sum up, the old-age insurance cannot be refunded unless the insured has settled abroad or died unexpectedly.

Legal basis:

Article 11 of the Social Insurance Law of People's Republic of China (PRC)

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 14

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.