Does Shanghai social security have an impact on buying a house after it is paid off?

Whether the impact depends on the number of payments, as long as the payment does not exceed 3 months, it will not affect the eligibility to buy a house. Therefore, in the process of continuous payment of social security, as long as 60 of the 63 months are paid normally.

What should I pay attention to when buying a house?

1, pay attention to the problem of funds.

When buying a house, the first thing to consider is the issue of funds. If there is no money to buy a house, everything is useless. Many buyers missed their favorite house because they couldn't get the down payment at one time. Even if there are more concessions, it will only have practical significance after the down payment. Therefore, we must pay attention to the issue of funds. In addition to the down payment in the early stage, the problem of repaying loans should also be clearly planned to avoid the situation of buying a house but not being able to repay the loan.

2. Pay attention to clear requirements.

Whether buying a house or other items, you should be clear about what you are buying before buying, and you should not choose aimlessly. This is the taboo of buying a house. Buying a house is not a joke. There are many problems that need attention, especially your own needs should be as clear as possible, such as just buying a house, improving your home, or investing idle funds in buying a house. All these should be considered before buying a house. Because different needs will have different emphases in the process of choosing real estate, it is possible to find a suitable house only after clarifying your own needs.

3, pay attention to check the five cards

Whether you buy a house through a real estate agent or a sales office, you must first look at the other party's documents. Developers need to have five certificates, namely, commercial housing sales (pre-sale) permit, construction project construction permit, construction land planning permit and state-owned land use permit. Of course, in general, you only need to check the commercial housing sales (pre-sale) license, because only the first four certificates are complete will the Housing Authority issue the commercial housing sales (pre-sale) license.

4. Pay attention to the details of the property.

When choosing a real estate, some friends tend to ignore the details because there are many points to pay attention to. Many times, besides paying attention to the price, area and supporting facilities, people often ignore the details of real estate, such as the proportion and use of parking spaces, the design of underground garages, the distance between buildings, the living environment and atmosphere of the community, etc. These details will have a big or small impact on the future life of buyers, and must not be ignored.

5. Pay attention to sales advertisements.

When you get to know the house, you will see relevant advertisements, some of which are very attractive. However, many developers exaggerate publicity, and sales advertisements are inconsistent with the facts, misleading buyers. This behavior violates the regulations on real estate advertising management, and the buyer should report it to the administrative department for industry and commerce in time, and the administrative department for industry and commerce will handle it according to law.