Can I still suspend payment in the insured status?

You can't use the insured status to suspend payment.

After the social security payment is stopped, the medical insurance account of the month after the payment is stopped is sealed and cannot enjoy the medical insurance treatment; If the payment is stopped within three months, it can be paid back and the medical insurance will be restored the next month; For more than three months, you need to pay for more than six months to enjoy medical insurance benefits. The personal account balance in the medical insurance card can still be used for outpatient medicine and medical treatment, but it cannot enjoy the treatment paid by the overall fund after the deadline. If the medical insurance premium is not paid in full and on time, the medical insurance benefits will be terminated. After the interruption, the payment should be paid according to the local average wage of employees in the previous year, and the time for payment should be included in the continuous payment time.

Influencing factors of insured status:

1. Payment record: whether the insured has paid the social insurance premium in full and on time;

2. Social insurance policies: Social insurance policies in different regions may affect the participation;

3. Personal application: whether the insured voluntarily applies for suspension or termination of insurance;

4. Insurance types: Different types of social insurance (such as old-age insurance and medical insurance) have different effects on the participation status;

5. Changes in labor relations: changes in the insured's work, such as resignation and retirement, may affect his participation status;

6. Administrative regulations: Changes in government administrative regulations or laws and regulations may also affect the participation status.

To sum up, the suspension of payment in the insured state will lead to the inability to use medical insurance benefits, and the medical insurance account will be closed and can be restored within three months. If it is more than three months, it will take more than six months to enjoy medical insurance benefits. The balance of personal account can be used for outpatient medicine and medical treatment, and you can't enjoy the treatment paid by the overall fund after the deadline. Failure to pay the medical insurance premium in full and on time will terminate the medical insurance benefits, and after the interruption, it is necessary to make up the renewal fee and include it in the continuous payment time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.