What should Hainan Rural Credit Cooperative do if it fails to apply for e-loan?

Personal qualifications do not match. Hainan rural credit cooperative failed to apply for e-loan, which may be due to personal qualifications. Only by maintaining a good reputation can the application be successful. E loan application is mainly evaluated according to the lender's basic situation, assets and liabilities, production and operation status, credit degree and other indicators. Generally, it is divided into three grades: excellent, good and general, and the credit line is approved. Rural credit cooperatives shall, according to the credit rating results, capital requirements and credit line applications, verify the corresponding credit line.