Job Recruitment Website - Social security inquiry - Can you take out the old-age insurance money that has been paid for several months?

Can you take out the old-age insurance money that has been paid for several months?

You can't. As long as you pay social security, you are not allowed to take it out. If you want to take it out, you have to wait until after the legal retirement age. Take it out and only give you the balance of your personal account, which only accounts for 1/3 of your investment, and the other 2/3 has entered the social security fund as a whole and will not be refunded.

First, can the old-age insurance be taken out?

1, pension insurance is generally not advanced. Individuals who have reached the statutory retirement age and have paid for fifteen years can receive pension insurance on a monthly basis; Or the insured has settled abroad or died, he can receive pension insurance.

2. Legal basis: Article 14 of People's Republic of China (PRC) Social Insurance Law.

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Second, how much is the old-age insurance 15 years later?

After paying 15 social security, how much money you can get every month after retirement varies from place to place. The amount of pension is related to the average salary of local employees last year, individual contribution index, personal account storage, retirement age and other factors, so the basic pension in different regions is different, and the pensions of different retirees in the same region will be slightly different. Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 64 of People's Republic of China (PRC) Social Insurance Law includes basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund, the social insurance fund paid by social security should be accounted for separately according to the types of social insurance. Social insurance funds implement a unified accounting system throughout the country.