How to handle medical insurance for Guangzhou residents?

According to the Measures of Guangzhou Municipality on Social Medical Insurance:

Twenty-ninth people who participate in the social medical insurance for urban and rural residents shall go through the social medical insurance registration formalities at the subdistrict office, the town people's government or colleges and universities in accordance with the regulations.

Thirtieth social medical insurance premiums for employees, medical subsidies for employees with major diseases, and supplementary medical insurance premiums for employees shall be collected by local tax authorities.

Social medical insurance premiums for urban and rural residents shall be collected by social insurance agencies.

Thirty-first employers and individuals who participate in social medical insurance for employees shall pay the social medical insurance premium for employees in full monthly.

Flexible employees who have participated in the basic medical insurance for urban flexible employees in this Municipality before the implementation of these Measures shall go through the formalities for the change of social medical insurance for employees or social medical insurance for urban and rural residents within 3 months after the implementation of these Measures; Those who fail to go through the formalities of change within the time limit shall be changed to participate in social medical insurance for employees.

Thirty-second people who participate in social medical insurance for urban and rural residents shall go through the formalities of insurance payment within the specified time before the start of the new medical insurance year for urban and rural residents, and pay the social medical insurance premium for urban and rural residents in full according to the insurance year.

Those who have participated in the social medical insurance for urban and rural residents in the last medical insurance year do not need to go through the registration formalities again in the new medical insurance year. After paying the social medical insurance premium for urban and rural residents in the new medical insurance year, the insurance relationship will continue automatically.

Urban and rural residents with the following circumstances can pay the insurance premium of the current year within the year of residents' medical insurance:

(a) the termination of social medical insurance for employees;

(two) students transferred from outside the administrative area of this Municipality to full-time study in various institutions of higher learning in this Municipality;

(3) Newborn babies;

(4) New immigrants;

(5) New medical assistance recipients;

(six) other personnel who need to pay the insurance premium of the current year after being examined and confirmed by the social insurance agency.

Thirty-third district retirees socialized service management institutions receive the socialized management of retirees and related social medical insurance affairs, and the district retirees socialized service management institutions where the retirees management relationship is located shall provide assistance according to their duties.

Extended data:

According to the Measures of Guangzhou Municipality on Social Medical Insurance:

Thirty-fourth employees' payment base is the monthly average of personal income tax wages and salary income declared by me in the previous year; The payment base of new employees in the unit is the total amount of personal income tax, wages and salaries declared in the month when I participated in social medical insurance.

Personal income tax salary income monthly average of more than 300% of the average monthly salary of employees in this city last year, the excess is not included in the payment base; If it is lower than 60% of the average monthly salary of employees in this Municipality in the previous year, 60% of the average monthly salary of employees in this Municipality in the previous year shall be the payment base.

The payment base of the employer is the sum of the payment bases of the employees of the unit.

The payment base of unemployed persons, flexible employees and retired deferred employees is 60% of the average monthly salary of employees in this city in the previous year.

Thirty-fifth individual employees shall pay the social medical insurance premium of employees in full monthly according to 2% of their own payment base. The employer shall pay the social medical insurance premium of employees in full monthly at 8% of the base payment, and withhold and remit the social medical insurance premium of employees that should be paid by individual employees.

Unemployed persons shall be paid social medical insurance premiums by the unemployment insurance fund according to 10% of their payment base.

Flexible employees and retired holdover personnel shall pay social medical insurance premiums in full monthly at 10% of their payment base.

Thirty-sixth employees to participate in social medical insurance from the next month to stop payment, stop enjoying social medical insurance benefits for employees, but the balance of personal accounts can continue to be used.

If the employer fails to participate in employee social medical insurance for employees according to the regulations, the employee social medical insurance will accumulate the payment period of the insured after paying the fees, interest and late fees that should be paid, and the employee social medical insurance benefits that the insured should enjoy during this period will be borne by the employer with the obligation to pay.

If the employer fails to pay social medical insurance premiums for employees on time, the insured will not enjoy the social medical insurance benefits for employees from the next month; Within 3 months from the date of default (from the month of default to the last month, the same below), if the unpaid fees, interest and late fees are paid off, the medical expenses paid by the overall fund during the holdover period can be paid back.

The payment period of the insured person can be accumulated, and the corresponding amount can be included in the personal account; If the unpaid fees, interest and late payment fees are paid after 3 months from the date of default, the insured person can accumulate the payment period and do not enjoy the social medical insurance benefits for employees. During this period, the social medical insurance benefits that the insured should enjoy shall be borne by the employer with the obligation to pay.

If the insured individual fails to pay the employee social medical insurance premium on time, it will not be paid back, and the employee social medical insurance benefits that the insured should enjoy during the period shall be borne by the individual who has the obligation to pay. The interest shall be calculated according to the benchmark interest rate of residents' demand deposits announced by the People's Bank of China at the time of repayment.

Baidu Encyclopedia-Measures of Guangzhou Municipality on Social Medical Insurance