Social security has no maternity insurance. What happened?

In some areas, maternity insurance and medical insurance have been merged, and there is no way to find maternity insurance after paying five insurances, but maternity insurance is included in medical insurance.

Now, in order to streamline the relevant social security system and regulations, China has merged maternity insurance with medical insurance. In fact, this is also a good thing. After all, it was previously required that this maternity insurance must be paid for one year to enjoy the corresponding protection. There is no way to pay maternity insurance, but it can be paid after it is merged with medical insurance. Therefore, our threshold is lower and the economic losses related to people's fertility are also guaranteed.

As the country is vigorously promoting the three-child policy, it is understandable and normal to merge maternity insurance with medical insurance.

Social security payment methods are divided into individual payment and unit payment. Under normal circumstances, when paying social security funds in the name of an individual, it can only be two parts of social security: pension and medical insurance:

1, you can apply for social security, pension and medical care as a freelancer;

2. Insurance conditions: urban hukou or rural hukou;

3. Handling location: local community street social security service points, or district and county social security bureaus and labor security bureaus;

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and its copy, and two 1 inch photos;

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit.

Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.