65 years old old age pension insurance can make up payment

New policy on retroactive payment of pension insurance

I. Scope of retroactive payment

Anyone who meets the following conditions may, of his or her own free will, participate in the basic pension insurance for employees in his or her personal capacity and make retroactive payment of basic pension insurance premiums during the period of work in his or her original unit:

Prior to June 30th, they had established a labor relationship or formed a de facto labor relationship with an employer such as a collective enterprise in a city or town, an organization, an institution, or a social organization, and then terminated the labor relationship or left the original unit for various reasons.

Before June 30, once with urban enterprises (including urban collective enterprises, labor service companies, five-seven factories, family factories, etc.), organs, institutions, social organizations and other employers to establish a labor relationship or the formation of de facto labor relations, after the termination of the labor relationship or to leave the original unit due to various reasons, and can provide the effective original materials of the urban workers did not participate in basic old-age pension insurance of the personnel (including the return of the uninsured not resettled in employment of the intellectuals);

The second payment method

1 years of contribution

1. Participate in the insurance, male less than 60 years of age, female less than 55 years of age

To make up for the period of work before June 30, continue to contribute to the male 60 years of age, female 55 years of age when the actual contribution period accumulated 15 years, in accordance with the regulations for the receipt of the basic pension formalities; the actual contribution period accumulated less than 15 years, can be extended to full 15 years of contributions, extended to male years of age, female 55 years of age;

To make up for the period of work before June 30, continue to pay the contribution to the male 60 years of age, female 55 years of age when the accumulated 15 years of contribution, according to the regulations for the receipt of basic old-age pension If the total number of years of actual contributions is less than 15 years, the contributions can be extended to 15 years; if the total number of years of actual contributions is less than 15 years, the contributions can be extended to 15 years, and the procedures for receiving the basic pension shall be carried out in accordance with the regulations.

2. When enrolled in the insurance, men aged 60 years old, women aged 55 years old

After making up for the contribution period during the working period before June 30, the one-time contribution period accumulates to 15 years, according to the provisions of the procedures for receiving the basic old-age pension; make up for the contribution period accumulates to less than 15 years, you can extend the contribution period to 15 years, and extend the contribution period until the male reaches the age of 65 years old, If the accumulated contribution period is still less than 15 years when a woman reaches the age of 60, she can make a lump-sum contribution until she reaches the age of 15 and go through the procedures for receiving the basic pension according to the regulations.

2 contribution base and ratio

Participation, retroactive contributions before participation, the contribution base uniformly according to the procedures for participation in the province's contribution (or municipalities, by the municipalities clearly defined, the same below) 60% of the average monthly salary of the previous year's on-the-job workers approved by the contribution index uniformly calculated at 0.6; participation in the base, the base of the contribution in accordance with the year's policy of the base of the contribution of the flexibly employed persons, the index is calculated according to the relevant provisions of the implementation of. After joining the insurance, the contribution base will be implemented according to the relevant policy on the contribution base for flexible employees in the current year, and the index will be calculated according to the facts. The contribution rate is calculated at a uniform rate of 20%.

Personnel insured before December 31, the contribution base before the retroactive payment, can be approved by 60% of the average monthly salary of employees on the job; before December 31 after the retroactive payment of insured personnel should be required to pay the basic pension insurance premiums, the contribution base according to the municipalities determined by the relevant provisions of the year in the policy of the base of the flexible employment personnel to pay the contribution base.

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