Shanghai freelancers pay social security base.

Shanghai freelancers pay social security.

How to solve the pension and medical problems of freelancers in Shanghai? What are the requirements for freelancers in Shanghai to pay social security? The following is the knowledge about Shanghai freelancers paying social security collected by China Social Security Network Bian Xiao, for reference only! If in doubt, please consult Shanghai Social Security Bureau!

The specific cost and base of social insurance paid by freelancers.

According to the regulations of this Municipality, self-employed persons with household registration in this Municipality, men under 60 years of age and women under 55 years of age, who are engaged in legitimate economic income, can apply to pay pension and medical insurance at the same time as freelancers. At present, the contribution rate of endowment insurance is 30%, and the contribution rate of medical insurance is 14%. Freelancers' 20 12 payment base is 2599 yuan. If my income is higher than the payment base, I can also use the actual income as the payment base, but it shall not exceed 300% of the average social wage in this city in the previous year, that is, 12993 yuan.

What is the guarantee for freelancers when they are old?

According to the relevant regulations of this Municipality, those who pay freelance fees can enjoy corresponding pension benefits after reaching retirement age. In terms of medical insurance, freelancers pay the basic medical insurance for urban workers in this city, and the medical insurance account is opened on June 15, that is, the month after the social security department determines that the monthly payment is normal (excluding supplementary payment). During the period of enjoying urban insurance benefits, outpatient, emergency and hospitalization expenses that meet the requirements occur in the designated hospitals of medical insurance in this city, and the corresponding medical insurance benefits can be enjoyed on the spot with the social (medical) insurance card and outpatient and emergency treatment record book, and will not be reimbursed afterwards. Relevant medical insurance benefits depend on working hours and date of birth, and have nothing to do with the payer. After paying municipal insurance, freelancers can enjoy the same medical insurance benefits as the insured paid by the unit under the same circumstances.

How do Shanghai freelancers pay social security?

According to the regulations, freelancers with urban household registration in this city need to bring a copy of valid ID card (the second-generation ID card needs to be copied on both sides), a copy of the first page of the household registration book and the page with my name, a copy of my real-name registration system settlement account bank card, a copy of the first page of the labor manual and a copy of the page with my work experience. And bring the original to the community (street) service center where the household registration is located to go through the insurance formalities.

Frequently asked questions about paying social security by freelancers in Shanghai

1. Which freelancers can pay social security?

Have a local hukou or I am a foreigner but my spouse has a Shanghai hukou. Men are under 60 years old and women are under 55 years old. Persons who have not established labor relations with the unit, but are engaged in self-employment and have certain legal income. Note: The definition of foreign spouse should be that the city has flexible employment and legal income, the male is under 60 years old and the female is under 55 years old, and at least one of the husband and wife is a registered spouse from other provinces and cities with urban household registration.

2. What are the specific requirements for freelancers to participate in social insurance?

First, the city's urban household registration freelancers to participate in urban insurance work to inform.

Freelancers are declared by the street (township) community affairs acceptance service center where their household registration is located. The application materials include: 1 Copy of valid ID card (the second-generation ID card needs to be copied on both sides); 2. A copy of the first page of the household registration book and the page with my name; 3. A copy of the first page of the labor manual and a page showing my work experience or handling related affairs beyond the legal working age.

Notify spouses of residents from other provinces and cities to participate in the insurance work in this city.

The street (township, town) community affairs acceptance service center where the residents' household registration is located in this Municipality shall declare it on their behalf. The application materials include: 1 Copy of valid ID cards of both husband and wife (the second-generation ID card needs to be copied on both sides); 2. Marriage certificate or copy of marriage certificate issued by the civil affairs department; 3. A copy of the information page of the husband and wife's household registration book and my own information page or the household registration certificate issued by the public security department where the household registration is located; 4. A copy of the "Shanghai Residence Permit" issued by the spouse of another province or city.

Second, freelancers pay social insurance premiums in the form of personal savings cards in designated banks, and agree on the deduction time and pay them in full monthly.

Three, the payment base of freelancers should be determined in the upper and lower limit standards published by the Municipal Human Resources and Social Security Bureau every year.

Four, freelancers in accordance with the provisions to pay the old-age insurance premium, social security institutions according to my payment base 1 1% to establish individual old-age insurance accounts, recorded in the payment period, and issued the "old-age insurance payment manual". The continuous length of service before the end of 1992 can be calculated according to the provisions of the state and this Municipality and included in the individual pension insurance account as the basis for determining retirement conditions and calculating pensions. Freelancers are regarded as employment during the payment period and no longer receive unemployment insurance benefits, which are recorded in my labor manual by the street (township) labor service office.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.