Does medical insurance for urban and rural residents belong to social insurance

Medical insurance for urban and rural residents belongs to social insurance.

Medical insurance for urban and rural residents is a part of the social insurance system, which mainly serves non-urban workers. Compared with social insurance for urban workers, the insured population includes unemployed urban residents, rural residents and other people without fixed jobs. Medical insurance for college students is designed for college students, and the insurance policy and coverage may be different. The purpose of medical insurance for urban and rural residents is to provide basic medical services for non-employees

Types of social insurance:

1, old-age insurance: providing basic living security for retired people;

2. Medical insurance: it is divided into medical insurance for employees and medical insurance for urban and rural residents to reduce the economic burden caused by illness;

3. Unemployment insurance: providing economic assistance and employment services for the unemployed for a certain period of time;

4. Work-related injury insurance: provide medical treatment, rehabilitation and economic compensation for patients who are injured at work or suffer from occupational diseases;

5. Maternity insurance: provide financial assistance to female employees in a certain period of time.

To sum up, medical insurance for urban and rural residents, as an integral part of the social insurance system, aims to provide basic medical services for non-urban workers, including urban unemployed residents, rural residents and people with no fixed occupation, while the medical insurance policies and coverage designed for college students are different.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 24

The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.