The difference between insurance and benefits

1, there is a difference in the conditions for receiving: the conditions for receiving unemployment insurance benefits include that the insured have paid contributions for one year, that the employment is not interrupted due to personal intention, and that the laid-off person has registered as unemployed and has the requirements for job-seeking is eligible to receive. While the object of unemployment benefit is the laid-off person who is still unemployed after the expiration of the unemployment insurance benefit period or the insured laid-off person who does not meet the requirements for receiving the unemployment insurance benefit.

2, there is a difference in the standard of payment: the standard of payment of unemployment insurance benefits is related to the number of years of contributions, according to the proportion of the minimum wage standard for distribution, the maximum length of time not exceeding 24 months. The unemployment benefit is paid for a period of 6 months, and the standard will not exceed 80% of the local unemployment insurance benefit.

3, there is a difference in the enjoyment of treatment: during the period of receiving unemployment insurance benefits, laid-off people can enjoy employee health insurance treatment, maternity benefits, funeral subsidies, one-time pension, laid-off people start-up subsidies and one-time treatment, heating costs and a series of other treatments. And during the period of receiving unemployment benefits, the laid-off person will not enjoy the above treatments.

What does social security benefit mean?

Social security benefit is a kind of financial assistance that an unemployed person receives while receiving unemployment insurance benefits. A social security benefit is a government contribution to an employee's or employer's share of a self-established social security program, usually paid through a special fund. Components of social insurance subsidies include unemployment insurance benefits and grants, accidental disaster and sickness benefits, old-age benefits, incapacity and survivor's pensions, family allowance payments, and subsidies for medication and health care costs.

These subsidies are mainly for the severely disabled and special hardship cases. Social insurance for urban workers consists of five types of insurance, including old-age insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance. These social security subsidies are mainly oriented to the urban flexible employment of older people with employment difficulties, especially laid-off workers.